|
Presented by
Ana Pena |
17 Westminster Lane, West Islip, NY, 11795 | $739,990
Welcome to this versatile and well-maintained High Ranch nestled in one of West Islip’s most accessible neighborhoods. Offering a perfect blend of space, comfort, and convenience, this home is designed to accommodate various lifestyle needs with its distinct dual-level living arrangement. Key Property Highlights: Versatile Layout: The classic High Ranch design provides two expansive, separate living areas. The upper level features a bright, open-flow floor plan, while the lower level offers a fully finished space—ideal for an extended family, a dedicated home office, or a spacious recreation suite. Convenient Location: Situated in a prime West Islip pocket, you are just minutes away from the Long Island Railroad (LIRR), major parkways, and local shopping centers. Commuting and running errands have never been easier. Generous Living Spaces: Both levels boast ample natural light and sizable rooms, ensuring everyone has their own space to relax and unwind. Outdoor Potential: The property features a manageable yard perfect for summer BBQs, gardening, or creating your own private outdoor retreat. Lifestyle & Community Living in West Islip means enjoying the best of the South Shore. Proximity of the Great South Bay and local marinas, this home puts you at the center of a vibrant community. Whether you are looking for a multi-generational living solution or simply want more room to grow, this property delivers on every front.
Features
- Rooms: 9
- Bedrooms: 4
- Baths: 2 full
- Style: Hi Ranch
- Year Built: 1985
- Garage: 1-car
- Heating: Natural Gas
- Cooling: Central Air
- Basement: None
- Approx Sq. Feet: 1,862
- Acreage: 0.19
- Est. Taxes: $13,620
- Elem. School: Oquenock Elementary School
- Middle School: Udall Road Middle School
- High School: West Islip Senior High School
- School District: West Islip
- Appliances: Dishwasher, Dryer, Oven, Refrigerator, Washer
- MLS#: 970778
- Days on Market: 21 days
- Website: https://www.raveis.com
/prop/970778/17westminsterlane_westislip_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Ana PenaSales Associate
203.509.0390
Ana.Pena@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Gerry O'BrianVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 223191
203.274.0501
Gerry.OBrian@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Gene RahillyInsurance Sales Director, William Raveis Insurance
917.494.9386
Gene.Rahilly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
17 Westminster Lane, West Islip, NY, 11795
$739,990
Ana Pena
Sales Associate
William Raveis Real Estate
Phone: 203.509.0390
Ana.Pena@Raveis.com
Gerry O'Brian
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.274.0501
Gerry.OBrian@raveis.com
NMLS Mortgage Loan Originator ID 223191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $591,992 | $591,992 | $591,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $1,135 | $1,135 | $1,135 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,502 | $3,645 | $4,834 |
| Total Monthly Payment | $4,729 | $4,872 | $6,061 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535