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Located in the desirable Deep Creek Gardens community, this 2-bedroom, 2-bathroom first-floor lakefront condo is ready for you to begin your Florida lifestyle. Enjoy peaceful lake views from this well-appointed residence featuring a great room floor plan that seamlessly blends the living, dining, and kitchen areas into one open and inviting space. The expansive great room is filled with natural light and offers a bright, airy feel, highlighted by neutral wall tones and plush carpet flooring. The living area flows effortlessly into the dining space, making it ideal for both everyday living and entertaining. Large sliding glass doors open to a screened-in lanai overlooking the lake, extending the living space outdoors and creating a perfect spot to relax. Easy-to-use accordion-style hurricane shutters are included for added peace of mind. The open kitchen overlooks the great room and features generous cabinetry, granite countertops, breakfast bar seating, and a suite of modern appliances—perfect for hosting or casual dining. A conveniently located stacked washer and dryer is tucked away in a closet just off the kitchen. The primary bedroom offers tranquil lake views, a walk-in closet, and an en-suite bathroom with a full bath. The guest bedroom is bright and spacious and also includes a walk-in closet. The guest bathroom features a walk-in shower stall. Additional highlights include assigned parking, ample guest parking, and close proximity to the community’s amenities, including a heated pool, tennis courts, bocce ball, clubhouse, and shuffleboard courts. Located in the Deep Creek Gardens community, this condo enjoys a convenient Punta Gorda location close to shopping, dining, schools, medical facilities, and easy access to I-75. Residents are just minutes from Deep Creek Park, Deep Creek Golf Club, and everyday conveniences, with historic downtown Punta Gorda and Fishermen’s Village nearby offering waterfront dining, boutique shopping, entertainment, and a marina. The area also provides quick access to Punta Gorda Airport, while Southwest Florida’s Gulf beaches—including Englewood Beach, Boca Grande, and Manasota Key—are within a comfortable driving distance, making this an ideal full-time or seasonal residence.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $131,920 | $131,920 | $131,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $228 | $228 | $228 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $790 | $833 | $1,095 |
| Total Monthly Payment | $1,093 | $1,136 | $1,398 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.