2650 SW Windship Way, Stuart, FL, 34997 | $749,500

Located within the gated waterfront community of Locks Landing in the desirable Windship Estates section, this beautifully maintained 4-bedroom, 3-bath residence with a 2-car garage offers a rare combination of privacy, elegance, and lakeside serenity. Framed by mature landscaping and a large paver driveway with extra parking, the home makes a welcoming first impression before you even step inside. The thoughtfully designed interior features 11-foot ceilings, an open and airy layout, and refined architectural details throughout. Formal living and dining rooms showcase extensive decorative moldings, while a double-sided fireplace shared between the living room and the main suite adds warmth and character to both spaces. The chef's gourmet kitchen is appointed with rich wood cabinetry, a center island, walk-in pantry, and opens seamlessly to the breakfast area highlighted by a dramatic butted glass window overlooking the lake. The spacious main suite serves as a private retreat and includes a large spa-like bath with double vanities, a soaking garden tub, separate water closet, and a generous walk-in closet. Three additional guest bedrooms provide flexibility for family, visitors, or workspace needs, including one bedroom with a private exterior entrance ideal for guests or multigenerational living. The upgraded guest bath features quality wood cabinetry and double sinks, and a convenient cabana bath offers easy access for future outdoor entertaining or pool use. Set on a secluded lot with mature landscaping and spectacular lake views, the backyard offers exceptional privacy and plenty of room to design a custom pool and outdoor living space. Residents of Locks Landing enjoy 60 private deeded ocean-access docks, a private boat ramp, and boat trailer storage. A beautiful lifestyle opportunity in a naturally wooded setting just minutes from shopping, dining, schools, and major highways for easy commuting.

Features

  • Amenities: Jogging Path, Trail(s), Sidewalks, Street Lights, Gated
  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Sink, Washer Hookup
  • Style: Ranch, Traditional, Mediterranean
  • Development: LOCKS LANDING
  • Year Built: 2003
  • Garage: 2-car Attached
  • Heating: Electric, Central Individual
  • Cooling: Ceiling Fan(s), Electric, Central Individual
  • Approx Sq. Feet: 2,735
  • Acreage: 0.55
  • Est. Taxes: $5,202
  • HOA Fee: $400 Quarterly
  • Lot Desc: Corner Lot
  • View: Garden, Water, Lake
  • Water Front: Yes
  • Elem. School: Crystal Lake (Martin)
  • Middle School: Dr. David L. Anderson
  • High School: South Fork
  • Pet Policy: Yes, Breed Restrictions
  • Appliances: Electric Water Heater, Dryer, Dishwasher, Electric Range, Ice Maker, Microwave, Refrigerator, Water Heater, Washer, Range
  • MLS#: B26013892
  • Website: https://www.raveis.com
    /prop/B26013892/2650swwindshipway_stuart_fl?source=qrflyer
All listings featuring the BMLS logo are provided by BeachesMLS Inc. This information is not verified for authenticity or accuracy and is not guaranteed.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The Cain GroupSales Associates

508.254.6865

CainGroup@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1500191

617.281.4872

Kate.Rockett@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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  • Provides a guaranteed closing date that meets your needs
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Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2650 SW Windship Way, Stuart, FL, 34997

$749,500

The Cain Group

Sales Associates

William Raveis Real Estate

Phone: 508.254.6865

CainGroup@raveis.com

Kate Rockett

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $599,600 $599,600 $599,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.648%
Monthly Tax Payment $434 $434 $434
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,547 $3,692 $4,860
Total Monthly Payment $4,073 $4,218 $5,386

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.