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Welcome to 338 South Elm St. Just a few blocks from Wallingford's Center, you'll find this charming, spacious, updated Cape that is designed to impress! Seamless hardwood floors extend throughout the home. The thoughtful floorplan lends itself to single-level living if needed, starting with the large, formal living room (currently being used as an office) with multiple windows, raised-panel wainscoting and a cozy fireplace. The open-concept kitchen, dining room and den is perfect for entertaining. Stylish white kitchen cabinetry, stainless appliances and expansive granite counters are a chef's dream with direct access to a dining area that leads to a light-filled family room accented with a vaulted, beamed ceiling and a huge fireplace. The home's main level also has a separate wing with the primary bedroom, attached bath and walk-in closet. A second bedroom with a full, hall bath completes the first floor. A staircase leads to the third bedroom on the second floor. The long hallway has exposed brick walls and lots of closets under the eaves. This upper level also has a bonus space for a playroom or additional storage. The home is sited on a level lot with a tandem garage, stone patio and a fenced yard. Enjoy the great location with proximity to parks, restaurants, shopping and major highways. This inviting Cape will be a great place to call home!
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Bedroom 2 | Beams,Built-Ins,Hardwood Floor | Upper |
| Dining Room | Hardwood Floor | Main |
| Family Room | Vaulted Ceiling,Beams,Fireplace,Hardwood Floor | Main |
| Living Room | Fireplace,Hardwood Floor | Main |
| Other | Upper | |
| Primary Bedroom | Vaulted Ceiling,Full Bath,Walk-In Closet,Hardwood Floor | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $383,200 | $383,200 | $383,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $634 | $634 | $634 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,359 | $2,420 | $3,182 |
| Total Monthly Payment | $3,068 | $3,129 | $3,891 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.