1184 Overdale Rd, Saint Augustine, FL, 32080 | $849,000

Welcome to 1184 Overdale Road—where outdoor living takes center stage. From the inviting front porch to the seamless flow into the enclosed Florida room, this home is designed to be enjoyed inside and out. The backyard is a private retreat, showcasing a beautifully designed, screened-in saltwater pool with heater for year-round enjoyment, complemented by a spa and fire feature. A rare full outdoor bathroom adds convenience, while a wooded backdrop and fire pit area beyond the enclosure create additional space to relax and unwind. Inside, this single-story home offers a split floor plan with a spacious primary suite and direct access to the Florida room, while additional bedrooms are tucked on the opposite side. The open kitchen flows into the main living area, ideal for everyday living and entertaining. Additional highlights include a two-car garage, private irrigation well, surround sound system, and a one-year home warranty. Pool, spa, and outdoor features were installed approximately 3 years ago and thoughtfully designed for both functionality and enjoyment. The pool heater is only a year old. The pool includes a heater for year-round use, an integrated spa, and a custom fire feature that creates a true backyard focal point. The entire pool area is screened-in, offering comfort and reduced maintenance, along with a rare full outdoor bathroom—ideal for entertaining and everyday convenience. The property also features a private irrigation well, helping maintain the lawn and landscaping efficiently while reducing utility costs. The enclosed Florida room adds valuable flex space and enhances the home’s indoor-outdoor flow, with direct access from both the main living area and primary suite. It also features windows that can be removed for a more open feel and a heater to keep it warm on cool winter nights. One year home warranty being offered.

Features

  • Amenities: Community Dock,Community Pool Unheated,Fishing,Sidewalk,Street Lights
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 9148
  • Style: Single Family Home
  • Year Built: 2013
  • Heating: Central
  • Cooling: Electric
  • Approx Sq. Feet: 2,021
  • Acreage: 0.21
  • Lot Size: 9148
  • Est. Taxes: $6,537
  • HOA Fee: $490
  • Lot Desc: Wooded
  • Elem. School: R.B. Hunt
  • Middle School: Sebastian
  • High School: St. Augustine
  • MLS#: 261808
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/261808/1184overdalerd_saintaugustine_fl?source=qrflyer
Copyright © 2026  St Augustine & St. Johns County Board of REALTORS Realtor® MLS. All rights reserved
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of St Augustine & St. Johns County Board of REALTORS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Listing courtesy of Coldwell Banker Premier Properties (SM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1184 Overdale Rd, Saint Augustine, FL, 32080

$849,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $679,200 $679,200 $679,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.235% 6.183%
Monthly Tax Payment $545 $545 $545
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,964 $4,127 $5,731
Total Monthly Payment $4,601 $4,764 $6,368

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.