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Presented by
Elaine Schanzenbach |
Welcome to 33 Carstairs Road, a charming Colonial in Valley Stream’s Gibson area with the kind of character and detail that makes a home feel special the moment you arrive. The exterior offers classic curb appeal with an inviting front entry, landscaped front yard, driveway parking, and garage. Inside, the home features a warm living room with a gas fireplace, a formal dining room with custom built-in cabinetry, and an updated eat-in kitchen with granite countertops, stainless steel appliances, and upper and lower cabinet lighting. The home offers 4 bedrooms, 1 full bath, 1 half bath, a finished attic, and a finished basement, giving you flexible space across multiple levels. Enjoy additional outdoor living with a concrete porch off the kitchen and garden seating area. Close to shops, transportation, and everyday conveniences, with LIRR access to Queens, Brooklyn, and Manhattan. 33 Carstairs Road offers a strong mix of charm, updates, location, and usable space. *** Photos the of the Living Room, Kitchen and Primary Bedroom Have been Virtually Staged and AI Enhanced to show the true potential of the home***
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$805,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.984.5543
Elaine.Schanzenbach@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $644,000 | $644,000 | $644,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $1,016 | $1,016 | $1,016 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,913 | $4,066 | $5,348 |
| Total Monthly Payment | $5,021 | $5,174 | $6,456 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.