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UPDATED & MOVE-IN READY! Enjoy peace of mind with a brand-new roof (2024) and new carpet in all bedrooms, along with fresh paint and updated flooring throughout much of the home, making this charming ranch-style property in the Tall Pines community of Ladson truly stand out. Situated on a spacious lot, the home welcomes you with a classic brick exterior, manicured front yard, and a generous driveway that sets the tone for what's inside. Step through the front door into a bright and inviting interior filled with natural light. The formal living room is warm and welcoming, highlighted by a large bay window that fills the space with sunshine. From there, flow seamlessly into the dining room and galley-style kitchen, featuring stainless steel appliances. An adjacent eat-in area offers the perfect spot for casual meals with views of the backyard. The family room is ideal for relaxing or gathering, complete with a vaulted ceiling, exposed beams, a cozy fireplace, and direct access to the outdoor living space. Down the hall, the primary suite serves as a peaceful retreat with a walk-in closet, updated vanity, and step-in shower. Two additional bedrooms, a full bathroom, a FROG/bonus room, and a dedicated laundry room complete the interior. Outside, the fully fenced backyard truly shines--perfect for entertaining or unwinding with a spacious patio, lush landscaping, mature shade trees, and a convenient 10x10 storage shed. A garage adds ample parking and storage space. Ideally located less than a block from the community pool (optional membership), just 1. 3 miles from I-26, 5. 2 miles from historic downtown Summerville, and 13. 5 miles from Charleston International Airport, this home offers the perfect blend of comfort, style, and convenience. *Some images have been virtually enhanced or staged. The furnishings and decor shown are for illustrative purposes only, and the actual property may appear different in person. ***Ask about the possibility of receiving 1% reduction in interest rate and free refi. ***
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Our Executive Mortgage Banker:
$347,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $277,600 | $277,600 | $277,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,709 | $1,778 | $2,324 |
| Total Monthly Payment | $1,784 | $1,853 | $2,399 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.