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26 Summit Place, St. Albans Town, VT, 05478 | $699,000
Tucked away at the end of a coveted cul-de-sac in St. Albans Town, this true 4-bedroom colonial offers the perfect balance of privacy, space, & versatility. Set on 2. 21 acres with a secluded driveway, you'll find a peaceful retreat just minutes from local dining & everyday conveniences. Step inside to a beautifully designed first floor, where a gracious entryway, with a convenient half bath & laundry area, sets the tone for the home's well-planned layout. The open kitchen, complete with a center island, is ideal for entertaining, highlighted by newer stainless-steel appliances & tasteful interior upgrades. Just beyond, an expansive dining area flows seamlessly into the sunlit living room, creating a bright & connected gathering space. Multiple flex rooms on this level-including a formal dining option, playroom, or study, along with an additional bonus room off the foyer, provide exceptional versatility. Upstairs, there are 4 generously sized bedrooms, including a spacious primary suite with a private full bathroom, along with an additional full guest bath. Walk-through access to above-garage storage presents an exciting opportunity for future finished living space, adding even more value & flexibility. The basement has been thoughtfully refreshed with new flooring & offers another large recreational area, a second finished office, & abundant dry storage with direct access to the heated 3-car garage. Off the garage, a standout feature awaits - the private one-bedroom ADU, complete with its own kitchen, living room, full bath, & laundry. With separate access to both the garage & backyard patio, it's perfectly suited for rental income, guest accommodations, or multi-generational living. Outside, your own Vermont retreat unfolds with an in-ground pool, expansive yard, & bonus outbuilding ideal for seasonal storage. Combining privacy, space, & incredible income potential in a prime location, this property is a rare & compelling opportunity you won't want to miss.
Features
- Amenities: Common Acreage
- Rooms: 12
- Bedrooms: 5
- Baths: 3 full / 1 half
- Style: Colonial,w/Addition
- Year Built: 1999
- Garage: 3-car Garage
- Heating: Natural Gas
- Cooling: None
- Basement: Finished,Full,Partially Finished,Exterior Stairs,Interior Stairs,Storage Space,Interior Access,Exterior Access,Basement Stairs
- Approx Sq. Feet: 3,512
- Acreage: 2.21
- Est. Taxes: $9,016
- Lot Desc: Corner,Country Setting,Landscaped,Level,Neighbor Business,Near Paths,Neighborhood,Near Hospital
- Elem. School: St. Albans Town Educ. Center
- Middle School: St Albans Town Education Cntr
- High School: BFASt Albans
- School District: Maple Run USD
- MLS#: 5083067
- Website: https://www.raveis.com
/prop/5083067/26summitplace_stalbanstown_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/13/2026Listing courtesy of Coldwell Banker Hickok and Boardman Phone: 802-863-1500
Listing Agent: Nicole Broderick
William Raveis Family of Services
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888.699.8876
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
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Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
26 Summit Place, St. Albans Town, VT, 05478
$699,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $751 | $751 | $751 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,353 | $3,489 | $4,606 |
| Total Monthly Payment | $4,196 | $4,332 | $5,449 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484