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If you’ve been waiting for a villa in Bella Terra that actually feels different from the rest… this is the one.
Welcome to 13650 Lucera, a beautifully updated Churchill model that has been thoughtfully reimagined to make the most of every inch. With 2 bedrooms, 2 bathrooms, and a 2-car garage, this home offers the kind of space, flow, and functionality that’s hard to find in a villa.
The extended kitchen is the heart of the home, featuring granite countertops, tiled backsplash, upgraded cabinetry, built in water filtration system, built in desk and custom lighting. It opens seamlessly into the main living area, making it perfect for everything from quiet mornings to hosting a full house of friends and family.
Throughout the home, you’ll find tile on the diagonal in the main living areas and warm wood flooring in the bedrooms, along with recessed lighting, quality ceiling fans, and added storage solutions that make everyday living easy.
Step outside and you’ll see where this home really shines. The extended screened lanai offers a peaceful setting with views of the iconic Bella Terra clock tower and waterfall, plus a retractable awning so you can enjoy the Florida lifestyle comfortably all day long.
Additional highlights include: AC replaced in 2023, Custom built-ins in kitchen and garage, Expanded storage throughout, Dual closets in the primary suite. And the location? You’re just a short distance to the amenity center and community pool, putting everything Bella Terra has to offer right at your fingertips.
Whether you’re looking for a full-time home, seasonal retreat, or low-maintenance lifestyle, this villa checks all the boxes… and then some. Beyond the home, the 999-acre Bella Terra community is a lifestyle in itself. With 400 acres of conservation preserves and 100 acres of lakes, residents enjoy a resort-style clubhouse featuring a 24-hour fitness center, a vibrant social calendar (including bingo, boot camp, water aerobics, poker, yoga and food truck events), and endless recreation. The expansive resort-style pool and spa, along with a secured, shaded children's play area, ensure fun for all ages. Sports enthusiasts will appreciate the tennis, pickleball, basketball, softball, soccer field, bocce ball courts, sand volleyball and even an in-line skate rink. Discover tranquility in the peaceful butterfly garden. Bella Terra isn't just a community; it's a place where every day feels like a vacation – a place you'll be proud to call home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.710% |
| Monthly Tax Payment | $386 | $386 | $386 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,677 | $1,747 | $2,286 |
| Total Monthly Payment | $2,138 | $2,208 | $2,747 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.