1989 COLUMBUS PATH, St. Cloud, FL, 34771 | $539,990

Under Construction. Discover our only Quick-delivery Magnolia plan perfectly situated on an oversized homesite! This beautifully crafted home is highlighted by impressive 9'4" first-floor ceilings and a bright open-concept design perfect for modern living. With 4 spacious Bedrooms and 3. 5 Baths—including a convenient first-floor Guest Suite complete with a full Bath and walk-in closet—this home provides comfort and incredible flexibility. The covered rear Lanai extends seamlessly from the Dining area, creating the ideal setting for outdoor entertaining. Beautiful tile flooring enhances the 1st floor main living areas, while the impressive Deluxe kitchen features beautiful 42" cabinetry, quartz countertops, a large pantry closet, center island, and stainless steel appliances including a built-in double oven and cooktop. Upstairs, retreat to the luxurious Primary Suite showcasing an oversized walk-in closet and spa-like ensuite bathroom with dual sinks in adult-height vanity, quartz counters, and a walk-in shower with wall tile surround. An expansive second Family Room/Loft offers additional gathering space on the 2nd floor. Completing the home’s exterior are attractive landscaping, and a brick paver driveway and lead walk for lasting curb appeal. Enjoy amazing Community amenities including pool, playground, cabana, dog park, walking trail, and access to nearby equestrian trail. Brack Ranch is conveniently located near Shopping and Dining, with easy access to major thoroughfares.

Features

  • Amenities: Playground, Pool
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Inside, Laundry Room
  • Style: Contemporary
  • Year Built: 2026
  • Garage: 2-car Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,560
  • Acreage: 0.18
  • Est. Taxes: $998
  • HOA Fee: $93 Monthly
  • Lot Desc: Sidewalk
  • Elem. School: Narcoossee Elementary
  • Middle School: Narcoossee Middle
  • High School: Tohopekaliga High School
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave
  • MLS#: O6398046
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6398046/1989columbuspath_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/30/2026 9:37:10 AM)
Listing courtesy of RISEWELL HOMES FLORIDA LLC   Phone: 888-827-4421

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1989 COLUMBUS PATH, St. Cloud, FL, 34771

$539,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $431,992 $431,992 $431,992
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.301% 6.500% 5.691%
Monthly Tax Payment $83 $83 $83
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,555 $2,695 $3,527
Total Monthly Payment $2,730 $2,870 $3,702

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.