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Perfectly positioned on a quiet cul-de-sac and overlooking the golf course, this exceptional residence captures breathtaking panoramic views of the #1 GREEN and 2nd TEE BOX in the highly sought after 55+ Gated Golf Community of SPRUCE CREEK SOUTH, ideally located just moments from THE VILLAGES, FLORIDA. This beautifully appointed, FULLY FURNISHED 3 Bedroom, 2 Bath home welcomes you with an immediate sense of warmth and elegance the moment you step inside, offering the true essence of Florida living. Designed for both comfort and style, the home Features gorgeous LAMINATE Flooring, refined CROWN MOLDING, and PLANTATION SHUTTERS throughout, creating a polished and cohesive look. The inviting Florida room and covered patio provide the perfect setting to relax or entertain while enjoying serene golf course views and Florida’s year round sunshine. Thoughtfully maintained, this home offers peace of mind with a NEW ROOF (2023) and an HVAC (2015). Life in Spruce Creek South is nothing short of vibrant, with an array of amenities designed to enhance every day. Residents enjoy access to billiards, bocce, softball fields, tennis and pickleball courts, a welcoming restaurant, and countless social clubs that bring neighbors together. Golf enthusiasts can take advantage of the course just outside their door, while convenient golf cart access makes it effortless to reach nearby shopping, dining, medical facilities, and entertainment. This is more than just a home, t’s the retirement lifestyle you’ve been dreaming of, where every day feels like a getaway. Don’t miss the opportunity to make this extraordinary property your own. Comes completely furnished.
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Our Executive Mortgage Banker:
Our Insurance Division:
$319,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $255,200 | $255,200 | $255,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $290 | $290 | $290 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,528 | $1,592 | $2,084 |
| Total Monthly Payment | $1,893 | $1,957 | $2,449 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.