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4002 SW 104TH STREET, Ocala, FL, 34476 | $349,900
Room to breathe, upgrades already done, and outdoor adventure just around the corner — this Ocala Waterway Estates home checks all the boxes.
This spacious 4-bedroom, 2. 5-bath, two-story home with a 3-car garage sits on just over half an acre and offers the perfect blend of comfort, updates, and location. Just two blocks away, you'll find the entrance to the Cross Florida Greenway, featuring miles and miles of scenic walking trails and biking paths with no motorized vehicles — perfect for enjoying Florida’s natural beauty right outside your door.
Inside, you'll immediately notice the slate tile entryway and the clean, modern feel with absolutely no carpeting anywhere. The entire home features either tile or luxury vinyl plank flooring, making it both stylish and easy to maintain. Fans and chandeliers in every room add character and comfort throughout.
The kitchen was beautifully updated in 2024 with new stainless steel appliances, kitchen cabinets, and granite countertops — ready for everyday living or entertaining.
Major updates provide peace of mind, including:
Roof replaced February 9, 2022
AC replaced October 24, 2025
Doors and several windows upgraded March 27, 2025
Step outside to enjoy the tiled patio overlooking the large backyard, complete with iron fencing and chain link in the rear — offering both durability and function with plenty of room to spread out.
If you're looking for space, upgrades, and a location close to nature, this Ocala Waterway Estates home is one you won’t want to miss.
Features
- Rooms: 4
- Bedrooms: 4
- Baths: 2 full / 1 half
- Lot Size: 203 x 110
- Laundry: Inside, Laundry Closet
- Year Built: 2004
- Garage: 3-car
- Heating: Central, Electric, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 2,336
- Acreage: 0.51
- Lot Size: 203 x 110
- Est. Taxes: $1,949
- Elem. School: Hammett Bowen Jr. Elementary
- Middle School: Liberty Middle School
- High School: West Port High School
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: OM721959
- Days on Market: 19 days
- Website: https://www.raveis.com
/prop/OM721959/4002sw104thstreet_ocala_fl?source=qrflyer
Listing courtesy of GREAT EXPECTATIONS REALTY, LLC Phone: 352-817-9160
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4002 SW 104TH STREET, Ocala, FL, 34476
$349,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $279,920 | $279,920 | $279,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $162 | $162 | $162 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,724 | $1,792 | $2,343 |
| Total Monthly Payment | $1,961 | $2,029 | $2,580 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388