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Rare private pool home on 1. 02 acres in the heart of Summerville with NO HOA, a side-entry garage, oversized driveway, RV/boat/camper parking, and a flexible multi-generational layout designed for today's lifestyle needs. Appraisal in hand and priced below appraised value, offering an exceptional opportunity for immediate equity. This move-in ready renovated estate is tucked within an established neighborhood surrounded by mature landscaping and wooded privacy, while still being just minutes from shopping, dining, and everyday conveniences. One of the home's standout features is the expansive FROG designed as a true private secondary suite complete with its own full bathroom, walk-in closet, and plumbing already in place for a future kitchenette. With separation from the main living areas, this flexible space is ideal for multi-generational living, extended guests, a private retreat for older children, home office setup, or future rental and income-producing potential. The property also offers room to add a detached garage, workshop, or additional storage structure, creating even more long-term versatility. Inside, the home has been thoughtfully updated with quartz countertops, upgraded appliances, designer lighting, renovated bathrooms, a tankless water heater, and all new windows installed in 2023, delivering a truly turnkey experience with major system upgrades already completed. The resort-style backyard is designed for entertaining and outdoor living, featuring an in-ground pool, extended cool deck patio, expansive deck with swings, screened-in porch, and a brand-new privacy fence. An oversized concrete pad provides premium space for RV, boat, trailer, or camper parking with no HOA restrictions or off-site storage fees. A charming front porch, mature trees, and even a chicken coop add to the property's unique Lowcountry character and private estate feel. Additional improvements include renovated primary and secondary suite bathrooms (2023), pool pump and filter replacement (2023), upgraded interior and exterior lighting, extended pool decking, and more. Use Seller's Preferred Lender and receive incentives toward closing costs or rate buydown. Owner is a licensed SC Realtor.
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Our Executive Mortgage Banker:
$670,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $536,000 | $536,000 | $536,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,300 | $3,384 | $4,451 |
| Total Monthly Payment | $3,392 | $3,476 | $4,543 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.