|
Presented by
Julie Chapin |
514 Killingly Street, Johnston, RI, 02919 | $440,000
Beautifully maintained Cape featuring 4 bedrooms, 2 full baths, hardwoods, stainless appliances. Spacious living with 1, 452 sq ft above grade and 984 sq ft of living space in finished basement. The first level has 2 bedrooms, a full bath, spacious living room, eat in kitchen, mud room of of the kitchen. Upstairs has 2 large bedrooms with lots of sunlight. For those seeking extra room, the finished basement provides an extra 984 square feet of living area, a bonus room and a full bath. Large fenced in backyard and patio, perfect for entertaining. Parking in driveway for four cars. Convenient located with easy access to Route 6, Route 10, I-95, and I-295, keeping you just minutes from the vibrant dining of downtown Providence and the endless shopping amenities of Johnston. Home is in Johnston school district. Home warranty will be provided to buyer at closing for their convenience. Subject to seller finding suitable housing.
*****BUYERS TAKE ADVANTAGE: Property falls in a community lending zone and could qualify for addition affordable savings with for qualified first-time homebuyers, up to 2% off the going interest rate. Program has 2 loans, no PMI and rates currently UNDER 5%, ask for more information. ******
Features
- Amenities: Golf,Highway Access,Near Hospital,Near Schools,Pool,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 6
- Bedrooms: 4
- Baths: 2 full
- Style: Cape Cod
- Year Built: 1954
- Garage: No Garage
- Heating: Baseboard,Oil
- Cooling: None
- Basement: Full,Finished,Interior Entry
- Approx Sq. Feet: 2,436
- Acreage: 0.18
- Est. Taxes: $5,127
- Appliances: Dryer,Dishwasher,Microwave,Oven,Oil Water Heater,Range,Refrigerator,Washer
- MLS#: 1409625
- Website: https://www.raveis.com
/prop/1409625/514killinglystreet_johnston_ri?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Julie ChapinLuxury Properties Specialist
774.722.4165
Julie.Chapin@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank MerolaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1020051
508.740.5922
Frank.Merola@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
514 Killingly Street, Johnston, RI, 02919
$440,000
Julie Chapin
Luxury Properties Specialist
William Raveis Real Estate
Phone: 774.722.4165
Julie.Chapin@raveis.com
Frank Merola
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $352,000 | $352,000 | $352,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.650% | 5.866% |
| Monthly Tax Payment | $427 | $427 | $427 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,139 | $2,225 | $2,900 |
| Total Monthly Payment | $2,641 | $2,727 | $3,402 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB