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4 Halsey Avenue, Middletown, RI, 02842 | $620,000
Welcome to 4 Halsey Avenue, Middletown, RI your perfect first home or an ideal relocation opportunity near the Naval base! This charming 4-bedroom, 2-bathroom house offers comfort, flexibility, and convenience in a friendly neighborhood just minutes from Newport's vibrant downtown, local shopping, dining, and easy access to the bridge. Step inside to discover gleaming hardwood floors in the inviting living and dining rooms perfect for relaxing or entertaining. The spacious kitchen is a chef's delight, featuring a large island counter ideal for casual meals or gathering with friends. Enjoy the ease of a first-floor bedroom and a full bath complete with both tub and shower, along with the convenience of a first-floor. Upstairs, the expansive front-to-back primary bedroom provides a peaceful retreat, while two additional bedrooms and another full bath offer plenty of space for family, guests, or a home office. The full basement adds ample storage and potential to finish for added living space. Outside, the detached garage and tandem driveway accommodate 2-3 cars, and the fenced, private yard is perfect for pets, gardening, or summer barbecues. Durable vinyl siding ensures low exterior maintenance, so you can spend more time enjoying your new home. Ask about the assumable mortgage option call for details! Don't miss this opportunity to settle into a comfortable, move-in-ready home close to the base and all the best Middletown has to offer. Schedule your private tour today!
Features
- Amenities: Highway Access,Near Hospital,Near Schools,Pool,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 7
- Bedrooms: 4
- Baths: 2 full
- Style: Colonial
- Year Built: 1938
- Garage: 1-car Detached,Garage
- Heating: Hot Water,Oil
- Cooling: None
- Basement: Full,Interior Entry,Unfinished
- Approx Sq. Feet: 1,631
- Acreage: 0.16
- Est. Taxes: $5,690
- Appliances: Dryer,Dishwasher,Disposal,Oven,Oil Water Heater,Range,Refrigerator,Tankless Water Heater,Washer
- MLS#: 1404074
- Website: https://www.raveis.com
/prop/1404074/4halseyavenue_middletown_ri?source=qrflyer
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4 Halsey Avenue, Middletown, RI, 02842
$620,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $496,000 | $496,000 | $496,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.730% |
| Monthly Tax Payment | $474 | $474 | $474 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,971 | $3,094 | $4,050 |
| Total Monthly Payment | $3,537 | $3,660 | $4,616 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB