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First time on the market in 30 years, this affordable and move-in ready home offers a light-filled 3-bedroom ranch set on 1. 41 acres in a desirable Concord location. Ideal for first-time home buyers or those seeking the ease of single-level living, this home offers comfort, functionality, and room to grow. Enter through a functional mudroom with direct access to both the garage and backyard, creating a seamless everyday flow. The updated kitchen features quartz countertops and opens to a cozy living room with newly installed pine flooring. Start your mornings on the screened porch with a cup of coffee, or unwind in the evening while taking in the glow of the capital city lights. The full bath has been tastefully updated, and the generously sized bedrooms offer flexibility for guests, home office space, or hobbies. The finished lower level adds valuable living space with a gas stove and full laundry room. Plumbing is already in place for a future second bathroom, offering excellent potential for expansion. The property extends beyond the immediate homesite to include additional frontage along a scenic ravine abutting W Sugarball Road, adding a unique natural element to this offering. Additional updates include a new FHW furnace for added efficiency and peace of mind. Enjoy a central location with walkability to local schools, close proximity to Concord’s shops, restaurants, and amenities, and easy highway access for commuters.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/3/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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$410,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $328,000 | $328,000 | $328,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $751 | $751 | $751 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,940 | $2,020 | $2,678 |
| Total Monthly Payment | $2,766 | $2,846 | $3,504 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.