|
74 SADDLE TRAIL Drive, Dover, NH, 03820 | $4,500,000
ELITE NEIGHBORHOOD PAIRED WITH UNMATCHED WATERFRONT ACCESS AND THE HIGHEST QUALITY CRAFTSMANSHIP! Privately set on 3. 6 lush acres at the confluence of Fresh Creek and the Cocheco River, this exceptional waterfront estate offers refined living in one of the Seacoast's most coveted neighborhoods. The shingle-style Fiorentino-designed home spans 5, 247 sq ft featuring 5 bedrooms, 5 baths, a three-season sunroom, formal and casual dining spaces, a private executive office suite, and a rec room with wet bar and covered balcony. Designed for both comfort and elevated entertaining, the outdoor setting is equally impressive. Enjoy tranquil sunrises over Fresh Creek, unwind by the heated saltwater pool with integrated spa and Pebble Tec finish, or gather around the west-facing gas firepit for sunset views. Looking for something a little more rustic?. . . there is a perfect campsite by the water's edge with wood firepit, and access to water and electric! A private dock provides direct access to New Hampshire’s inland coast and the Atlantic Ocean beyond. Inside, the home showcases exceptional craftsmanship and high-end finishes, including custom cabinetry and built-ins by Jewett Farms, Sub-Zero and Wolf appliances, red birch flooring, twin wood-burning fireplaces, and premium fixtures by Hubbardton Forge and Kohler. Additional features include a heated three-car garage with dog wash, geothermal HVAC, spray foam insulation, and a standby generator for year-round efficiency and peace of mind. Need more space or room for longer-term guests? The lot was pre-planned for a carriage house or barn with living quarters. Ideally located on prestigious Saddle Trail Drive, just minutes to Cochecho Country Club, Berwick Academy, downtown Portsmouth, and the Seacoast’s renowned beaches and dining. It would take years to design and build a home of this caliber. Pair that with pristine grounds, exceptional water views and access to NH's inland coast, and you will not find a better investment!
Features
- Amenities: Master Insurance,Common Acreage,Snow Removal
- Rooms: 12
- Bedrooms: 5
- Baths: 3 full / 2 half
- Style: Adirondack,Farmhouse,Modern Architecture
- Year Built: 2009
- Garage: 3-car Garage
- Heating: Energy Star System,Forced Air,Geothermal,Hot Air
- Cooling: Central AC
- Basement: Concrete,Concrete Floor,Insulated,Interior Stairs,Storage Space,Interior Access,Exterior Access
- Approx Sq. Feet: 5,247
- Acreage: 3.6
- Est. Taxes: $54,630
- Lot Desc: Country Setting,Horse/Animal Farm,Field/Pasture,Landscaped,Level,River,River Frontage,Subdivision,Walking Trails,Water View,Waterfront
- Water Front: Yes
- Elem. School: Garrison School
- Middle School: Dover Middle School
- High School: Dover High School
- School District: Dover
- MLS#: 5082996
- Website: https://www.raveis.com
/eprop/5082996/74saddletraildrive_dover_nh?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/3/2026Listing courtesy of Duston Leddy Real Estate Phone: 603-610-8285
Listing Agent: Jamieson Duston
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
74 SADDLE TRAIL Drive, Dover, NH, 03820
$4,500,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $3,600,000 | $3,600,000 | $3,600,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $4,553 | $4,553 | $4,553 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $20,159 | $21,874 | $30,136 |
| Total Monthly Payment | $24,836 | $26,551 | $34,813 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NH Mortgage Banker #11083-MB