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Presented by
The Connie Widmann Team |
Welcome to the Ocean Gallery Vistas, a premier oceanfront community in the heart of St. Augustine. This ground-floor condo offers direct oceanfront access and combines modern updates with an unbeatable location, making it the perfect retreat for beach lovers and discerning buyers alike. Featuring two bedrooms and two bathrooms, this meticulously maintained unit has been thoughtfully upgraded over the years. Upon entering, you’ll notice the spacious feel, thanks to the removal of the original entry wall, an improvement that opens up the kitchen and creates a more inviting layout. The kitchen has been fully renovated with new cabinetry, granite countertops, and newer appliances. To the right of the kitchen, you’ll find a large guest bedroom paired with a newly remodeled bathroom featuring a walk-in shower. Throughout the unit, new laminate flooring adds a sleek, low-maintenance touch, perfect for beachside living. The living room provides ocean views and direct access to a private patio overlooking both the lagoon and the Atlantic Ocean. For added safety and peace of mind, all three sliding glass doors have been replaced with hurricane-impact sliders. The spacious master suite features an updated vanity and bath, with the shower being the only area left for the new owner to personalize. Ocean Gallery Vistas offers resort-style amenities within a gated community that features 24-hour security. Residents enjoy heated indoor and outdoor pools, hot tubs, tennis and pickleball courts, shuffleboard, a fitness center, grilling stations, shaded seating areas, and beautifully landscaped walking paths—including dog-friendly areas. Monthly HOA fees cover water, sewer, trash, cable, internet, landline phone service, pest control, master insurance policy, and grounds maintenance—making ownership worry-free. Whether you’re seeking a primary residence, vacation home, or investment property, this condo is ready to meet your needs. Both short-term and long-term rentals are allowed, with an on-site rental program available for added convenience. Located just minutes from Historic Downtown St. Augustine as well as some of the area’s best shopping, dining, parks, and attractions, this property offers the perfect balance of tranquility and accessibility. Don’t miss this rare opportunity to own your slice of paradise in one of St. Augustine Beach’s most sought-after communities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$679,000
Sales Associates
William Raveis Real Estate
Phone: 203.856.6491
Connie.Widmann@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $543,200 | $543,200 | $543,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $383 | $383 | $383 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,213 | $3,301 | $4,402 |
| Total Monthly Payment | $3,688 | $3,776 | $4,877 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.