110 S Montgomery Street, Walden, NY, 12586 | $329,000

Welcome to this charming early 1900s home located in the heart of the Village of Walden. Offering 3 bedrooms, 1 & 1/2 bathrooms, and approximately 1, 421 square feet of living space, this home sits on a generously sized lot and features a detached garage along with a covered porch that adds to its classic curb appeal. Home will be sold in as-is condition. Inside, you will find a functional layout with a first floor bedroom & 1/2 bath, making it a great option for flexible living arrangements. The living room is anchored by a fireplace that once served as the focal point of the home and can be reopened for future use, offering the opportunity to restore a warm and inviting centerpiece to the space. The home has been well loved and lived in since renovations were completed approximately 10 years ago and offers a solid foundation for its next chapter. While some basic maintenance items, minor repairs, and cosmetic updates may be desired, the property has been priced accordingly to reflect these opportunities. With a little vision and care, this home has the potential to shine again and serve its next owner for many years to come. Conveniently located near local shops, parks, schools, and commuter routes, the property offers both small town charm and accessibility. Whether you are a first time buyer, someone looking to add value with light improvements, or an investor seeking a well located property, this home presents a wonderful opportunity to make it your own.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Style: Cape Cod
  • Year Built: 1900
  • Garage: 2-car
  • Heating: Baseboard
  • Cooling: None
  • Basement: Finished, Full
  • Approx Sq. Feet: 1,421
  • Acreage: 0.26
  • Est. Taxes: $8,577
  • Elem. School: Walden Elementary School
  • Middle School: Valley Central Middle School
  • High School: Valley Central High School
  • School District: Valley Central (Montgomery)
  • Appliances: Dishwasher, Oven, Range, Refrigerator
  • MLS#: 967971
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/967971/110smontgomerystreet_walden_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of eXp Realty   Phone: 888-276-0630

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

110 S Montgomery Street, Walden, NY, 12586

$329,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $263,200 $263,200 $263,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.398% 5.614%
Monthly Tax Payment $715 $715 $715
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,557 $1,621 $2,133
Total Monthly Payment $2,347 $2,411 $2,923

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.