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Welcome to 44 Westminster Drive, Shirley a sophisticated coastal haven that captures the spirit of Hamptons living without compromise. Perfectly positioned just 2/10 mile from Shirley Beach and Park, and only 1. 5 miles from the world-renowned sands of Smith Point Ocean Beach, this exceptional residence offers an elevated lifestyle defined by sun, sea, and effortless elegance. From the moment you enter, you are welcomed by light-filled interiors and a sense of understated luxury. The open-concept main level is thoughtfully designed with both form and function in mind, where the living room, dining area, and beautifully appointed kitchen come together in perfect harmony. Sliding doors lead to a private deck, creating seamless indoor-outdoor living, perfect for summer evenings, ocean breezes, and effortless entertaining. A thoughtfully designed first-floor suite offers a rare level of flexibility, ideal as a primary retreat, private guest quarters, or an elegant home office. Upstairs, three generously sized bedrooms provide a peaceful escape, including a standout space that serves beautifully as a primary sanctuary. A sunlit landing adds an architectural moment, perfectly suited for a reading lounge, creative corner, or serene workspace. The fully finished lower level extends the home’s versatility, offering two rooms with egress windows, a dedicated laundry area, and an additional space with the potential for a third full bath — ideal for hosting guests, extended living, or creating a private wellness or media retreat. Set within a desirable coastal enclave, this home embodies the essence of refined beachside living, where every detail invites you to slow down, unwind, and indulge in the lifestyle you’ve been waiting for. A rare offering that seamlessly blends location, lifestyle, and timeless coastal sophistication.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$659,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $527,200 | $527,200 | $527,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $786 | $786 | $786 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,161 | $3,289 | $4,343 |
| Total Monthly Payment | $4,039 | $4,167 | $5,221 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.