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Welcome to this beautifully updated single-family home in the heart of Brandon, offering 4 bedrooms, 2 bathrooms, and 2, 012 square feet of thoughtfully designed living space. Ideally situated on a cul-de-sac street in the established Oakridge Manor community, this home combines privacy, convenience, and timeless appeal. Enjoy the freedom of no HOA restrictions or fees, no CDD, and the added benefit of being located outside of a flood zone. This home offers a VA assumable loan at an exceptional 2. 875 interest rate for qualified VA buyers—a rare advantage in today’s market. Inside, you’ll find a home that has been meticulously upgraded over the last few years. A 2021 kitchen renovation anchors the space, featuring updated cabinetry, quartz countertops, stainless steel appliances, and custom finishes. Both bathrooms have been tastefully updated, including a fully renovated primary bath (2022) and an updated secondary bath (2022) with new shower/tub, lighting, and vanity improvements. Additional interior enhancements include new flooring (2022), new upgraded baseboards (2022), new interior doors (2023), and new blinds (2022)—creating a clean, cohesive feel throughout. The laundry room was enhanced in 2022 with custom built-in shelving and added pantry storage, while updated light fixtures and ceiling fans (2021) add both style and comfort. Custom closet systems (2023) provide functional, organized living in every bedroom. Major improvements provide peace of mind, including a new roof (Feb 2025) and septic system pumped (2025) and replaced in 2020 by the previous owner. Exterior updates include fresh paint (2024), a newly enhanced front patio with pavers and landscaping (2026), and a screened rear enclosure (2022)—perfect for enjoying Florida living year-round. Thoughtful design elements such as a whitewashed fireplace (2024), wainscoting (2021), and shiplap accents in both the kitchen (2021) and foyer (2025) add warmth and character throughout the home. Located in a highly desirable area of Brandon, this home is just minutes from shopping, dining, hospitals and major roadways. This home is also zoned for A-rated elementary and high school and a B-rated middle school. This home is an exceptional opportunity for both convenience and lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$459,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $367,920 | $367,920 | $367,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $408 | $408 | $408 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,206 | $2,295 | $3,031 |
| Total Monthly Payment | $2,689 | $2,778 | $3,514 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.