2250 BELLA LUNA CIRCLE, Lakeland, FL, 33810 | $425,000

Welcome to 2250 Bella Luna Circle in Lakeland, FL—where comfort, style, and Florida living come together in all the right ways.
Tucked inside the desirable Terra Largo community, this home offers a layout that actually makes sense (a rare find these days). From the moment you walk in, you’re greeted with an open, airy feel that flows effortlessly from the living space into the kitchen—perfect for everything from quiet mornings with coffee to hosting friends who suddenly don’t want to leave.
The kitchen is the heart of the home, featuring ample counter space, generous cabinetry, a pantry and a layout that keeps you connected to everything happening around you. Whether you're entertaining or just keeping an eye on dinner and conversation at the same time, this space delivers.
The split floor plan provides privacy where it matters most, with a spacious primary suite downstairs is designed to be your personal retreat. Secondary bedrooms are upstairs and are well-sized and all have walk in closets. There is a second living space or bonus space upstairs that is versatile—ideal for guests, a home office, or whatever life throws your way next.
Step outside and you’ll find space to unwind, entertain, or simply enjoy a little peace and quiet with the fenced in private backyard.
Additional highlights you will love:
Professionally painted exterior and full interior, roof professionally cleaned, upgraded lights and fans throughout the house, upgraded primary and hallway bath with bead-board, lighting, and mirrors, master bedroom has brand new carpet, all carpets professionally cleaned, upgraded stainless steel appliances, extended back patio with hot tub and gazebo (hot tub is negotiable), extended front driveway for 3rd vehicle, home sits on a large corner lot and it is in move-in ready condition.
Living in Terra Largo means access to world-class amenities, including a resort-style pool, clubhouse, fitness center, tennis courts, and scenic walking paths—all within a secure, gated neighborhood just minutes from shopping, dining, medical facilities, and easy access to I-4 for commuting to Tampa or Orlando.
Whether you're looking for your next home or your next smart move, this one checks all the boxes. All sizes and information are believed to be accurate but should be verified by buyer and or buyers agent.

Features

  • Amenities: Fitness Center, Gated, Playground, Recreation Facilities
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Lot Size: 86 x 125
  • Laundry: Inside
  • Style: Traditional
  • Year Built: 2017
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,888
  • Acreage: 0.25
  • Lot Size: 86 x 125
  • Est. Taxes: $4,933
  • HOA Fee: $344 Monthly
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Range
  • MLS#: L4960933
  • Days on Market: 23 days
  • Website: https://www.raveis.com
    /prop/L4960933/2250bellalunacircle_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/7/2026 5:56:15 AM)
Listing courtesy of S & D REAL ESTATE SERVICE LLC   Phone: 863-824-7169

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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2250 BELLA LUNA CIRCLE, Lakeland, FL, 33810

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.313% 6.487% 5.614%
Monthly Tax Payment $411 $411 $411
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,011 $2,121 $2,756
Total Monthly Payment $2,497 $2,607 $3,242

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.