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Welcome to your Cove Cay home with stunning views of the Cove Cay Golf Course and Old Tampa Bay. This spacious 2-bedroom, 2-bath condominium offers a bright and inviting layout in one of the area’s most desirable waterfront communities. The light-filled living room opens to a large ground-floor, fully enclosed lanai, the perfect spot to relax while enjoying beautiful bay and golf course views. The primary suite features a private bathroom, a walk-in closet, and the same views to greet you each morning. Additional conveniences include; a private laundry room with extra storage just across the hall, assigned carport parking, ample guest parking and assessments already paid. The monthly condo fee of $643 includes: Cable TV, high-speed internet, water, sewer, trash, exterior building maintenance, lawn and landscaping care, community pool, escrow reserves fund, building insurance, recreation facilities, 24/7 guarded entrance, and common area taxes. Community Features – Live the Resort Lifestyle at Cove Cay: this gated waterfront community offers an incredible array of amenities including18-hole championship golf course (membership optional), marina with boat & kayak rentals, ramp access, and storage, AJ’s Dockside Grill & Bayview Grill restaurants, heated pool, hot tub, and shuffleboard, renovated clubhouse with gym, sauna, billiards room, library, and a full kitchen. Ideally located near Clearwater Beach, downtown St. Petersburg, Tampa, major airports, shopping, and dining, Cove Cay offers the perfect combination of convenience and coastal lifestyle. Whether you’re looking for a full-time residence, seasonal escape, or investment opportunity, this rare ground-floor unit with spectacular views delivers exceptional value in one of Florida’s most scenic and amenity-rich communities. Ground-floor units with views like this rarely come available—schedule your showing today and welcome home to Cove Cay!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$179,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $143,920 | $143,920 | $143,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $163 | $163 | $163 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $862 | $898 | $1,186 |
| Total Monthly Payment | $1,100 | $1,136 | $1,424 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.