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Welcome to the Folly Beach lifestyle with this beautifully renovated coastal cottage, perfectly located just steps from the beach access path. Every detail has been thoughtfully updated, including the HVAC system, septic, tankless water heater, custom kitchen, spacious primary bath, and fresh interior and exterior paint--trim, ceilings, and walls. While enhanced with modern comforts, the home retains its signature Folly style and original coastal charm. Classic hardwood and tile floors, wood-paneled ceilings, and open living spaces embody the timeless appeal of relaxed seaside living. This three-bedroom, two-bath home also includes a private, separately accessed guest suite with its own patio--an ideal retreat for visiting friends and family. After a morning walk to the Folly Pier or asunset paddle along the Folly River, unwind on the expansive 16x22 screened porch, where ocean breezes capture the essence of Folly's easygoing spirit. Designed for effortless enjoyment year-round, the property features an extended driveway, a fully fenced faux-grass front yard, and a paved storage area beneath the home--creating a low-maintenance oasis perfect for both leisure and entertaining.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$1,249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $999,200 | $999,200 | $999,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.368% | 6.385% | 6.223% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,991 | $6,152 | $8,432 |
| Total Monthly Payment | $6,116 | $6,277 | $8,557 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.