|
Welcome to this charming 4 Bedroom, 2. 5 bath two story southern home located in the desirable Oaks at St. Johns Crossing community!Spacious and open living and dining area, perfect for entertaining or everyday living. The kitchen features beautiful accents and light fixtures, a large island with counter seating, and soft close cabinets with pull out drawers! The primary suite is conveniently located on the main level with an access to the wall out patio, walk in shower, water closet, dual vanity and walk in closet. Upstairs, you'll find three additional bedrooms along with a versatile flex space ideal for a home office, playroom, or media area. Enjoy low-maintenance living with durable LVP and tile flooring throughout the home, no carpet to worry about!! Step outside to a fully fencedbackyard complete with a storage building, providing plenty of space for outdoor activities, gardening, or additional storage needs. Stroll the walking trail around Whitney Lake or easily access the new nature area, walking trail and pedestrian bridge that connects you to neighboring Barberry Woods. Extremely convenient as the neighborhood can be accessed from River Road or Maybank Highway, giving you dining options within minutes, and quick access to the bridge! 1697 Emmets Road is a must see!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$539,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $431,920 | $431,920 | $431,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,659 | $2,766 | $3,616 |
| Total Monthly Payment | $2,751 | $2,858 | $3,708 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.