435 Montague Rd, Sunderland, MA, 01375 | $545,000

Discover the perfect blend of privacy and potential at 435 Montague Road. Situated on a sprawling 11. 24-acre lot, this 1985-built Ranch offers a serene country lifestyle with room to roam, garden, or simply enjoy the surrounding nature of Franklin County. Leased roof solar, and there is a center chimney with a pellet stove. The efficient one-level living with two spacious trex decks features three comfortable bedrooms and 1 full bath. A full, unfinished walkout basement provides an additional 1, 008 sq. ft. for a workshop, gym, or future finished living space. The crown jewel of this property is the 11. 24 acres of private land. Whether you're an outdoor enthusiast, hobby farmer, or looking for a secluded buffer, this acreage is a rare find in today's market. just minutes from Sunderland Elementary and Frontier Regional School. Easy access to Route 116 makes commuting to Amherst, Northampton, or Greenfield a breeze.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 1 full
  • Style: Ranch
  • Year Built: 1985
  • Heating: Baseboard, Oil
  • Cooling: None
  • Basement: Full, Walk-Out Access
  • Approx Sq. Feet: 1,008
  • Acreage: 11.24
  • Est. Taxes: $4,670
  • Lot Desc: Wooded, Sloped
  • Appliances: Electric Water Heater, Range, Refrigerator
  • MLS#: 73499687
  • Website: https://www.raveis.com
    /prop/73499687/435montaguerd_sunderland_ma?source=qrflyer
The property listing data and information set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information set forth herein.

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978.804.1281

Nicole.Pelosi@Raveis.com

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Joanne O'KeefeVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 38342

978.314.1072

Joanne.OKeefe@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

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435 Montague Rd, Sunderland, MA, 01375

$545,000

Nicole Pelosi

Broker Associate

William Raveis Real Estate

Phone: 978.804.1281

Nicole.Pelosi@Raveis.com

Joanne O'Keefe

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 978.314.1072

Joanne.OKeefe@raveis.com

NMLS Mortgage Loan Originator ID 38342

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $436,000 $436,000 $436,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.313% 6.398% 5.710%
Monthly Tax Payment $389 $389 $389
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,579 $2,685 $3,560
Total Monthly Payment $3,060 $3,166 $4,041

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.