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481 Humphrey St, Swampscott, MA, 01907 | $1,200,000
Rare opportunity to own two single-family homes on one lot just one block from the ocean in highly desirable Swampscott! Enjoy the sights and sounds of nearby Swampscott Harbor and Fisherman’s Beach, both just moments from your doorstep. This prime coastal location is also a short walk to downtown Swampscott, offering a charming mix of local shops, restaurants, and everyday conveniences. This versatile property presents multiple living and investment options: • Ideal for owner-occupants with extended family • Perfect for live-in owners seeking rental income • Excellent as a fully income-producing investment property. Both homes have been well maintained and feature numerous updates, making this a turnkey opportunity in a sought-after seaside community. Whether you’re looking for a multi-generational living setup, a coastal retreat, or a strong rental investment, this property offers exceptional flexibility and value. Don’t miss this unique opportunity!
Features
- Rooms: 11
- Bedrooms: 5
- Baths: 2 full / 1 half
- Units: 2
- Laundry: Electric Dryer Hookup, Washer Hookup
- Year Built: 1798
- Basement: Full, Unfinished
- Approx Sq. Feet: 2,471
- Acreage: 0.14
- Est. Taxes: $8,068
- Lot Desc: Level
- Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
- MLS#: 73499679
- Website: https://www.raveis.com
/prop/73499679/481humphreyst_swampscott_ma?source=qrflyer
Listing by Brian Oppenheim courtesy of Cornerlot Phone: 978-741-7120
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1500191
617.281.4872
Kate.Rockett@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
481 Humphrey St, Swampscott, MA, 01907
$1,200,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Kate Rockett
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $960,000 | $960,000 | $960,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.110% | 5.932% |
| Monthly Tax Payment | $672 | $672 | $672 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,301 | $5,756 | $7,972 |
| Total Monthly Payment | $6,098 | $6,553 | $8,769 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630