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Your Lake Keowee dream home is here! 1408 Cool Ridge Drive in Seneca South Carolina was built in 2021. Situated on over an acre, this stunning waterfront property is perfectly positioned to maximize breathtaking lake views and year round enjoyment. Meticulously maintained, this home remains in like new condition and is exceptionally clean throughout. From the moment you step inside, you are welcomed by panoramic water views, vaulted ceilings, and beautiful wood beams that create the ultimate lakefront ambiance. The open concept design is ideal for entertaining, featuring warm natural finishes, a striking stone gas fireplace, and wide plank pine flooring throughout the main level. The chef’s kitchen is a showstopper with a 9 foot island, farmhouse sink, ample seating, stainless steel appliances, and a 6 burner gas cooktop. A convenient coffee station with a built in wine cooler ensures your favorite beverages are always within reach. The spacious primary suite offers private access to the screened porch along with serene lake views. The en suite bath features a large walk in shower, dual vanities, and a generous walk in closet. An additional bedroom and full bath are also located on the main level, along with a covered porch for relaxing outdoors. Above the garage, you will find an unfinished space perfect for walk in storage or future expansion. The fully finished lower level is designed for entertaining, featuring a large recreation room with custom live edge shelving and plenty of space for game day gatherings. A kitchenette with bar seating, sink, and refrigerator adds convenience. The lower level bedroom is comparable in size to the primary suite and includes direct access to the lower porch with lake views. This level also offers a full bath, flex room, and a bunk room with four twin beds and individual reading lights, perfect for hosting guests. Step outside to the back patio, where you will enjoy easy access to the gently sloping yard. Outdoor features include an outdoor shower, fire pit area, and a full size covered dock with bench seating and EZ steps. Located in a protected cove, the setting is ideal for swimming, kayaking, or simply floating with friends. Located in Harbor Point, one of the few communities on Lake Keowee that allows short term rentals, 1408 Cool Ridge Drive offers the perfect blend of luxury, comfort, and investment potential.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$1,795,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,436,000 | $1,436,000 | $1,436,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.000% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.263% | 6.145% | 6.117% |
| Monthly Tax Payment | $156 | $156 | $156 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $8,380 | $8,610 | $12,021 |
| Total Monthly Payment | $8,661 | $8,891 | $12,302 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.