|
|
*Multiple offer situation- please submit highest and best by 8pm, Saturday, April 11!* If LOCATION, CHARM, and ONE LEVEL AFFORDABLE LIVING are what you're looking for, you've found it! From the moment you arrive, the thoughtfully planted landscaping creates a welcoming first impression, with beautiful blooms and seasonal plantings designed to keep the yard looking great throughout the year. The fully fenced backyard is set up for both quiet mornings and relaxed evenings, featuring a newly stained deck for coffee at sunrise, a fire pit for gathering with friends, and tasteful landscaping that makes the space feel peaceful and private. Inside, the home is clean, comfortable, and well cared for. Engineered bamboo flooring runs throughout the living areas and bedrooms, with no carpet anywhere in the home. Fresh neutral paint creates a bright, inviting feel and makes it easy to move right in. The kitchen includes upgraded sliding drawers in select cabinets and connects easily to the breakfast nook, where you can enjoy views of the backyard. The primary bedroom offers a comfortable retreat with vaulted ceilings, a spacious closet, soaking tub, and separate shower. Two additional bedrooms on the opposite side of the home share a hall bathroom. An additional highlight is the fully owned solar panel system, which significantly reduces and can nearly eliminate the power bill. Sparrows Point is a well loved neighborhood with amenities within short walking distance that make it easy to enjoy time outside, including a large community pool with swim team, two tennis courts with pickleball lines, a playground, and a recreational trail. Located in the desirable Five Forks area, this home is just minutes from grocery stores, the library, gyms, top rated schools, and everyday conveniences. You won't want to miss this one!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$315,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $252,000 | $252,000 | $252,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.301% | 6.500% | 5.691% |
| Monthly Tax Payment | $87 | $87 | $87 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,491 | $1,572 | $2,058 |
| Total Monthly Payment | $1,653 | $1,734 | $2,220 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.