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Welcome to this Classic Hamden Colonial , where timeless charm meets everyday comfort. From the moment you step inside, you're greeted by beautiful hardwood floors and an original staircase that sets a warm, inviting tone. The main level offers a cozy living room with a fireplace-perfect for relaxing on cool evenings-along with a sunlit sitting area that's ideal for morning coffee, quiet reading, or a peaceful home office. A formal dining room provides the perfect setting for gatherings, while the eat-in kitchen offers a comfortable space for daily living. Upstairs, you'll find a spacious primary bedroom with walk in closet, two additional bedrooms, and an updated full bath. A walk-up attic adds wonderful potential for future expansion or simply extra storage. Outside, the generous backyard invites you to entertain, garden, or unwind in your own private outdoor space. Enjoy nearby walking trails, the open green space of DeNicola Park, and the serene beauty of Lake Whitney-all just a short stroll away. This special home is ready for its next chapter and is being sold as-is. *Located just 3 miles from Yale University , 5 Miles from Quinnipiac University and 2 miles from Southern CT State University. Investment property options, resident/teacher/doctor housing. *Hamden is in the first year of a 4 year tax phase in. Assessment listed is value at end of the 4 years. Taxes listed are the 25-26 tax year. Please refer to town assessors office for accuracy and confirmation. Some furnishings included. Seller Concessions being offered. Please inquire.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Bedroom 2 | Ceiling Fan,Hardwood Floor | Upper |
| Dining Room | Hardwood Floor | Main |
| Eat-In Kitchen | Ceiling Fan,Laminate Floor | Main |
| Full Bath | Tub w/Shower,Tile Floor | Upper |
| Living Room | Fireplace,Hardwood Floor | Main |
| Primary Bedroom | Remodeled,Walk-In Closet,Hardwood Floor | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $311,920 | $311,920 | $311,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.398% | 5.595% |
| Monthly Tax Payment | $723 | $723 | $723 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,820 | $1,921 | $2,528 |
| Total Monthly Payment | $2,617 | $2,718 | $3,325 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.