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Discover this stunning home in Putnam Lake, completely remodeled from top to bottom, taken to the studs. Everything is brand new, providing a fresh and modern living experience with year-round views of the tranquil lake. This home features an open layout with high-end finishes, creating an inviting and contemporary living space with soaring ceilings and wood beams. Every detail has been thoughtfully upgraded, including a brand-new kitchen equipped with Calacatta quartz counters, a huge center island, stylish cabinetry, and stainless steel appliances, making it perfect for both cooking and entertaining. The luxurious bathrooms showcase pristine porcelain tile, enhancing the home's upscale feel. High-quality luxury vinyl flooring runs throughout the entire space, offering both comfort and easy maintenance. Additional enhancements include new drywall throughout and updated lighting, which adds a warm and welcoming ambiance to each room. The property boasts a huge deck with vinyl railing, perfect for relaxing and enjoying the beautiful setting and, of course, the lake. Furthermore, it includes convenient features such as an EV car charger, stackable washer and dryer, and energy-efficient improvements like blown-in closed-cell insulation and mini A/C splits, for year-round comfort. The roofing consists of GAF Timberline HDZ shingles, providing both durability and aesthetic appeal. With new windows, doors, siding, flooring, plumbing, electrical systems, and a concrete driveway, this property is move-in ready for you to simply add your personal landscaping touches. As a resident of the Putnam Lake community, you’ll have exclusive access to lake and beach rights, making it ideal for year-round living or as a weekend getaway. Located just 60 minutes from NYC and close to the Metro-North and I-84, this home offers unbeatable access to great restaurants, shopping, and outdoor recreation, including kayaking, skiing, and hiking! The property taxes are currently under grievance review, which may result in a reduction. Virtual grass has been added to exterior photos to show how the property could look.
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Our Executive Mortgage Banker:
$449,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $359,200 | $359,200 | $359,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.500% | 5.710% |
| Monthly Tax Payment | $907 | $907 | $907 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,125 | $2,241 | $2,933 |
| Total Monthly Payment | $3,107 | $3,223 | $3,915 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.