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10 N James Street, #N, Peekskill, NY, 10566 | $269,900
Welcome to effortless living in the heart of Peekskill, where comfort, convenience, and everyday lifestyle come together seamlessly. This bright and inviting end unit two bedroom, one bath condo features a sun filled living room that opens to a private balcony, perfect for morning coffee or unwinding at the end of the day, along with a kitchen that includes a dedicated dining area ideal for everyday living and casual entertaining. Original hardwood floors lie beneath the carpeting, offering an opportunity to enhance and personalize over time. Ideally positioned on the second floor just steps from the laundry area, this home offers great convenience, along with one assigned parking space (142) and ample guest parking. Monthly common charges are $602. 08 and include heat and hot water, and residents enjoy access to the community pool and beautifully maintained grounds. Located just minutes from Metro North, downtown Peekskill, local restaurants, shops, and the scenic Hudson River waterfront, this home is perfect for commuters or anyone seeking a low maintenance lifestyle in a vibrant, growing community. Pets limited to two pets with a maximum of one dog, which must be licensed with the City of Peekskill. Capital contribution equal to two months common charges ($1, 204. 16) required. Application through Ferrara Management for Hillcrest Park includes applicable fees and will be provided with contract, along with document request instructions as needed. No current assessments in place. Taxes do not reflect Basic STAR.
Features
- Parking: 1-car, Assigned
- Heating: Natural Gas
- Cooling: Wall/Window Unit(s)
- Levels: 2
- Amenities: Maintenance, Pool
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Laundry: Common Area
- Year Built: 1965
- Common Charge: $602 Monthly
- Approx Sq. Feet: 900
- Est. Taxes: $2,527
- Elem. School: Hillcrest
- Middle School: Peekskill Middle School
- High School: Peekskill High School
- School District: Peekskill
- Pet Policy: Number Limit
- Appliances: Electric Oven, Refrigerator
- MLS#: 983141
- Days on Market: 32 days
- Website: https://www.raveis.com
/prop/983141/10njamesstreet_peekskill_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
10 N James Street, #N, Peekskill, NY, 10566
$269,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $215,920 | $215,920 | $215,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $211 | $211 | $211 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,295 | $1,347 | $1,779 |
| Total Monthly Payment | $1,581 | $1,633 | $2,065 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535