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21 Rivers Point Row, #Apt 9g, Charleston, SC, 29412 | $269,000
***Ask about the possibility of receiving 1% reduction in interest rate and free refi. ***Located just a few blocks from Folly Road and less than 4 miles from downtown Charleston, this charming two-bedroom townhouse in the desirable Rivers Point Row community on James Island offers both convenience and comfort. This home has been thoughtfully updated with major improvements, including a new roof installed in 2024 as well as a brand-new water heater and full home repiping in 2025. Step inside to a welcoming family room that flows seamlessly into the eat-in kitchen, complete with direct access to a patio. The main level also includes a convenient laundry area and a powder room. Upstairs, you'll find two well-sized bedrooms and a full bathroom. Residents of Rivers Point Row enjoy access to great amenities, including a swimming pool, tennis courts, and play park. The HOA fee covers water/sewer, exterior insurance, pest control, landscaping, and roof maintenance. Ideally situated, this home is less than 1. 5 miles from James Island County Park, within 5 miles of a variety of shopping and dining options, and just 6. 4 miles from the beautiful shores of Folly Beach. Whether you're searching for a primary residence or a potential investment opportunity, this townhouse is one you won't want to miss. Some images have been virtually enhanced.
Features
- Parking: Off Street
- Amenities: Park, Pool, Tennis Court(s)
- Bedrooms: 2
- Baths: 1 full / 1 half
- Laundry: Washer Hookup, Laundry Room
- Complex: Rivers Point Row
- Development: 21 - James Island
- Year Built: 1980
- Approx Sq. Feet: 1,050
- Elem. School: Harbor View
- Middle School: Camp Road
- High School: James Island Charter
- MLS#: 26010127
- Days on Market: 25 days
- Website: https://www.raveis.com
/prop/26010127/21riverspointrow_charleston_sc?source=qrflyer
Listing courtesy of Matt O'Neill Real Estate
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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- Provides a guaranteed closing date that meets your needs
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Yokadi Mejia, William Raveis Insurance
561.335.7966
Yokadi.Mejia@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
21 Rivers Point Row, #Apt 9g, Charleston, SC, 29412
$269,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $215,200 | $215,200 | $215,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,273 | $1,325 | $1,757 |
| Total Monthly Payment | $1,348 | $1,400 | $1,832 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484