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(Deadline for offers is 04/14/26 at 12 noon. ) Exceptional opportunity in "The Ridges" section of Yalesville for a charming ranch-style home on 0. 42 acres with 2 bedrooms, 1 full bathroom and 880 sq ft (with an additional 240 sq ft of semi-finished space in the lower level). This well-maintained home (with an attached 1-car garage w/automatic door opener) has had one owner since 1979 and was recently refreshed with luxury vinyl plank (LVP) flooring and interior painting throughout the home on the main living level. This home also features: a large living room with 2 windows for beautiful natural lighting; a sizeable kitchen with a breakfast bar counter, refrigerator, electric range, dishwasher and 2 bay stainless steel sink; and a dining area (off the kitchen) that has a sliding door to a deck and patio for outdoor dining and entertaining. The home has public water and is connected for public sewer. There is a hot air furnace (approximately 10 years old) which uses heating oil, central air conditioning, newer electric hot water heater and 5 new windows in the lower level. The roof is approximately 10 years old. This home is incredibly convenient to Wallingford shopping and RT 15 and walking distance to local elementary, middle and high schools.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Vinyl Floor | 11.3 x 8.9 | Main |
| Eat-In Kitchen | Dining Area,Sliders,Vinyl Floor | 9.7 x 9.0 | Main |
| Full Bath | Tub w/Shower,Tile Floor | Main | |
| Kitchen | Breakfast Bar,Dining Area,Double-Sink,Vinyl Floor | 13.5 x 9.0 | Main |
| Living Room | Ceiling Fan,Vinyl Floor | 21.7 x 11.3 | Main |
| Primary Bedroom | Vinyl Floor | 12.1 x 9.7 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $271,200 | $271,200 | $271,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.301% | 6.500% | 5.691% |
| Monthly Tax Payment | $387 | $387 | $387 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,604 | $1,692 | $2,214 |
| Total Monthly Payment | $2,066 | $2,154 | $2,676 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.