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Set on a landscaped acre just minutes from the Village of Millbrook, this cottage offers a comfortable, well-planned layout with a sense of privacy and ease. The main level is bright and welcoming, with wood floors throughout and a living room centered around a gas fireplace. Windows bring in natural light and views of the surrounding lawn, giving the space a relaxed, connected feel. The kitchen is both functional and inviting, with butcher-block counters, stainless appliances, and a gas range. It opens to a casual dining area positioned by the windows, overlooking the property. A first-floor primary bedroom provides convenience and separation, while a full hall bath with double vanity and marble top serves the main level. Upstairs, two bedrooms are tucked beneath the roofline, along with a smaller room well-suited for an office, den, or additional sleeping space. The outdoor setting is a highlight. A stone terrace runs along the back of the house, partially covered by a pergola with climbing vines—creating natural areas for dining, seating, and everyday outdoor living. The lawn extends beyond, framed by mature trees for privacy. A one-car attached garage completes the offering.
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Our Executive Mortgage Banker:
$800,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $640,000 | $640,000 | $640,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $684 | $684 | $684 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,833 | $3,993 | $5,272 |
| Total Monthly Payment | $4,609 | $4,769 | $6,048 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.