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Welcome to 2085 Utsey Street located in the highly sought after Oakfield community on Johns Island. This Charleston Single style home offers over 2, 800 square feet with 5 bedrooms and 3. 5 bathrooms, all set on one of the largest and most private corner lots in the neighborhood!From the dual front porches and gas lantern to the professionally designed landscaping, the home immediately captures the charm and character of Lowcountry living. Step inside to find a beautifully maintained home where pride of ownership is evident throughout. A welcoming foyer leads into a formal dining room and flows seamlessly into the heart of the home, where the living room, kitchen, and eat in dining area come together in an open and functional layout designed for both everyday living and entertaining. The kitchen features quartz countertops, a natural gas cooktop with range hood, built in oven and microwave convection oven, a custom pantry, and ample cabinet space. The living room is filled with natural light and centered around a natural gas fireplace, while a large screened porch just off the main living area overlooks the private backyard. The main level primary suite offers a spacious retreat with dual walk in closets and a well appointed ensuite bathroom featuring dual vanities and a oversized walk-in shower with rainfall shower head. A dedicated laundry/mudroom and powder room complete first floor Upstairs, you will find a large loft that works perfectly as a second living space, playroom, or media room, with direct access to a private balcony that is ideal for starting or ending your day. Four additional bedrooms and two full bathrooms complete the 2nd floor offering ample space for everyone. The backyard is where this home truly stands out. Situated on one of the communities largest homesites, this . 27 acre corner lot offers unparalleled privacy within the community. The space is highlighted by mature landscaping, a large paver patio, and a six person hot tub that conveys with property, creating the perfect setting for relaxing or entertaining. Additional features include full yard irrigation, whole home gutter system and active termite bond. Additionally this home is located in a "X" flood zone, requiring no mandatory flood insurance. Oakfield is a stunning, tree-lined neighborhood with impressive amenities, including a large resort-style pool, miles of walking trails, playgrounds, a putting green, bocce ball court, and a horseshoe pit. The neighborhood often hosts food trucks and community-led holiday events. Oakfield is conveniently located on Johns Island with quick access to Maybank Highway and is just minutes from popular restaurants such as Wild Olive, Royal Tern, Minero, and Low Tide Brewing -- plus a short drive to Downtown Charleston, Kiawah Island, or Folly Beach!
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Our Executive Mortgage Banker:
$775,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.373% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,717 | $3,868 | $5,063 |
| Total Monthly Payment | $3,809 | $3,960 | $5,155 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.