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Stunning 3-Bedroom, 2 Bath Villa in Mirada Lagoon – Resort-Style Living. Zero Down Payment with USDA Loan & Assume Mortgage Rate of 3. 4%.
Welcome to this beautifully maintained 3-bedroom, 2-bathroom villa located in the highly sought-after Mirada Lagoon community. This home offers a perfect blend of comfort, style, and low-maintenance living, ideal for those seeking a true resort lifestyle. The open-concept layout is complemented by modern finishes and abundant natural light throughout. Enjoy the privacy with a fully fenced backyard—perfect for relaxing or entertaining.
Experience vacation-style living every day with access to the nation’s largest man-made lagoon, spanning 15 acres of crystal-clear turquoise water and sandy beaches. Residents enjoy an unmatched array of amenities, including: Water slides, Floating obstacle courses Kayaking & paddle boarding, In-pool walk-up bar, Kiddie park & playground, Expansive areas for relaxation and entertainment.
This low-maintenance villa included in the HOA is the high-speed internet, cable TV, and lawn care. The CDD is included in the property tax amount. Don’t miss this opportunity to live in one of the area’s most desirable resort-style communities—where every day feels like a getaway. A great opportunity at this price point in Mirada Lagoon.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$317,700
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $254,160 | $254,160 | $254,160 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $453 | $453 | $453 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,463 | $1,627 | $2,111 |
| Total Monthly Payment | $1,991 | $2,155 | $2,639 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.