11303 122ND TERRACE, Largo, FL, 33778 | $449,000

Stunning Upgraded 4 bedrooms and 2 bathrooms across a 1, 859 sq. ft. open-concept floor plan i a Turnkey Residence with $50, 000 Discount from Local Comparables.

Immediate Sale Required | First-Come, First-Served Basis

This is a rare opportunity to acquire a fully remediated, high-value asset in the sought-after Seminole/Largo corridor at a significant market discount. This property represents a once-in-a-lifetime entry point for a primary resident or a discerning investor seeking immediate equity in a prime location.

Core Interior & Exterior Upgrades (2024/2025)
The property has undergone a detailed comprehensive renovations.

Roofing: Complete installation of a brand-new roof system.

Climate Control: New 4-ton HVAC unit supported by entirely new ductwork for optimal air distribution.

Water Management: Newly installed gutter system integrated with French drains.

Garage: New garage door assembly.

Curb Appeal: Full exterior repaint and professionally refreshed landscaping.

Interior Renovations & Specifications
The interior has been fully reimagined to meet modern standards of living and durability:

Flooring: New, uniform flooring installed throughout the entire residence.

Kitchen: Comprehensive renovation featuring new stainless steel appliances and updated surfaces.

Bathrooms: Full-scale renovation of both bathrooms (2024/2025).

Finishings: Fresh interior paint throughout the home.

Financial Efficiency & Property Details
In addition to the $50, 000 price reduction, this property offers superior ongoing carrying cost advantages:

Non-Flood Zone X: Significant annual savings with no mandatory flood insurance requirements.

Fee Simple Ownership: No HOA or CDD fees, providing total property freedom and zero monthly assessments.

Lot Size: Situated on a substantial 7, 000 sq. ft. lot.

Status: The home is vacant and prepared for immediate occupancy or rental deployment.

Contact: The Seller is a licensed agent. For further details, professional inquiries, or to submit a contract, please call directly. This unique market position will not remain available for long.

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 1972
  • Garage: 1-car Off Street
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,859
  • Acreage: 0.16
  • Est. Taxes: $7,290
  • Appliances: Dishwasher, Disposal, Range, Refrigerator
  • MLS#: TB8495734
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /prop/TB8495734/11303122ndterrace_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/7/2026 2:25:01 AM)
Listing courtesy of Atlas Realty Group   Phone: 813-428-7480

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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11303 122ND TERRACE, Largo, FL, 33778

$449,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,200 $359,200 $359,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.313% 6.487% 5.614%
Monthly Tax Payment $608 $608 $608
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,125 $2,241 $2,911
Total Monthly Payment $2,808 $2,924 $3,594

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.