5414 AVENAL DRIVE, Lutz, FL, 33558 | $679,900

Welcome to the highly sought-after Cheval community, where elegance meets everyday comfort in this nicely upgraded single-family home offering over 2, 300 square feet of light-filled living space. Featuring 3 bedrooms PLUS an OFFICE, 3 full bathrooms, and a spacious 2-car Garage, this residence is thoughtfully designed for both functionality and style. Step through the front doors into a welcoming foyer that flows seamlessly into a private home office, full bath, or the main living areas. The newly designed kitchen is a true showstopper, complete with a built-in refrigerator, custom cabinetry, quartz countertops, and sleek stainless steel appliances. A charming breakfast nook overlooks the family room and sparkling pool, creating the perfect setting to start your day. The expansive living and dining areas feature soaring 18' ceilings, ceramic tile flooring, and a plethora of windows adorned with plantation shutters, filling the home with abundant natural light. A custom wood-burning fireplace adds warmth and character, making the space ideal for both relaxing and entertaining. Sliding glass doors open from the great room to a screened lanai and private pool, surrounded by mature landscaping that offers a peaceful, shaded retreat. Upstairs, you’ll find three generously sized bedrooms with ample walk-in closet space and natural light. The luxurious primary suite serves as a true sanctuary, featuring a private second-story balcony and 2 walk-in closets. Additional highlights include a well-appointed garage with built-in shelving and a water softener, as well as key updates such as a New Kitchen Cabinets and Quartz Counters (2025), New Whole House Plumbing (2024), Newer Gutters (2023), Newer Roof (2023), Dishwasher (2025), Water Heater (2019), Water Softener System, and Plantation Shutters. Residents of Cheval can enjoy 24-hour guard-gated security and resort-style amenities, including championship golf courses, tennis, pickleball, and basketball courts. Located within the highly acclaimed A-rated Steinbrenner School District, this home offers an exceptional lifestyle in one of the area’s most desirable communities.

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Tennis Court(s)
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1995
  • Garage: 2-car Driveway
  • Heating: Electric, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 2,325
  • Acreage: 0.14
  • Est. Taxes: $6,712
  • HOA Fee: $130 Annually
  • Lot Desc: Sidewalk
  • View: Pool, Trees/Woods
  • Elem. School: McKitrick-HB
  • Middle School: Martinez-HB
  • High School: Steinbrenner High School
  • Pool: Child Safety Fence, Gunite, Lighting, Screen Enclosure
  • Pet Policy: Breed Restrictions, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: TB8495391
  • Days on Market: 14 days
  • Website: https://www.raveis.com
    /prop/TB8495391/5414avenaldrive_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/27/2026 3:27:13 AM)
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE   Phone: 813-839-3800

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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5414 AVENAL DRIVE, Lutz, FL, 33558

$679,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $543,920 $543,920 $543,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.275% 6.284% 5.595%
Monthly Tax Payment $559 $559 $559
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,174 $3,305 $4,408
Total Monthly Payment $3,825 $3,956 $5,059

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.