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Coming Soon! Welcome to this beautifully maintained single-level ranch in the desirable town of Prospect, CT. This charming home offers 2 bedrooms and 1 full bath, perfect for comfortable, easy living, complemented by beautiful hardwood floors throughout. The updated kitchen is a standout feature, ideal for cooking enthusiasts with modern finishes and functionality. Enjoy a private backyard designed for outdoor entertaining, featuring a spacious deck and patio-perfect for gatherings or relaxing evenings. The outdoor space also includes classic stone walls, a garden area, a new hot tub, and professionally maintained landscaping. Car lovers and hobbyists will appreciate the over sized garage, featuring ample space and the potential to add a car lift. Above the garage, you'll find a finished space-perfect for a home office, studio, or recreation area. Additional highlights include a cozy wood stove, generator hookup, and multiple outdoor sheds providing plenty of storage. Nestled in a quiet neighborhood with access to great school systems, this home combines convenience, comfort, and lifestyle. Don't miss the opportunity to make this versatile and well-cared-for property your own!
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $351,120 | $351,120 | $351,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.873% |
| Monthly Tax Payment | $504 | $504 | $504 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,077 | $2,162 | $2,867 |
| Total Monthly Payment | $2,656 | $2,741 | $3,446 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.