Special Interest Rate with Closing Cost Assistance paid for by BuilderWelcome to 3952 Aberfeldy Lane in the Hillcrest community of Ravenel, South Carolina--offering modern two-story new construction in a peaceful Lowcountry setting. Ideally located just minutes from Edisto Beach, 15 minutes from Johns Island, and 20 minutes to West Ashley, this home also provides convenient access to Highway 17, Charleston, and nearby coastal destinations. This thoughtfully designed 4-bedroom, 2. 5-bath home with a 2-car garage is created to support everyday comfort and functionality. The owner's suite on the main level offers a private and convenient space, while the open-concept living area brings the kitchen, dining space, and family room together--creating a natural flow for both daily routines and gatherings. Upstairs, oak tread stairs lead to three additional bedrooms that offer flexibility for a variety of uses, along with a spacious loft that can serve as a secondary living area, media room, or workspace. The second-floor layout is designed to provide separation between living spaces while maintaining a cohesive feel throughout the home. With a balance of open gathering areas and private retreats, this home offers a layout that adapts to a range of living needs. 3952 Aberfeldy Lane delivers a well-designed floor plan, a desirable location, and an opportunity to enjoy modern Lowcountry living in one of Ravenel's newest communities. Square footage is approximate. Photos are for illustrative purposes only. Interior and exterior features, options, colors, and selections may vary. Buyer to verify all information deemed important. Please contact a sales agent for available options.
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Our Executive Mortgage Banker:
$394,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $315,200 | $315,200 | $315,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,915 | $1,990 | $2,617 |
| Total Monthly Payment | $1,990 | $2,065 | $2,692 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.