32265 CONCHSHELL SAIL STREET, Wesley Chapel, FL, 33545 | $675,000

Sellers willing to contribute towards buyers closing costs. Welcome to Epperson Ranch living—where everyday life feels like a retreat, and thoughtful upgrades make all the difference. Built in 2023 and offering nearly 4, 000 square feet of living space, this full block DR Horton Torino floor plan has been enhanced far beyond builder grade. This 5-bedroom, 4. 5-bath home features a highly functional layout with a full en suite bedroom on the first floor, perfect for guests or multigenerational living, along with a dedicated office for working from home. Upstairs, you’ll find a spacious bonus room/loft, additional en suite, remaining bedrooms and a thoughtfully designed primary suite with dual walk-in closets, and a laundry room conveniently located just steps away. The heart of the home opens to a beautifully upgraded outdoor space designed for both entertaining and everyday enjoyment. The extended lanai, fully fenced yard, and sprinkler system create a private backyard retreat, while the outdoor summer kitchen—with grill and refrigerator—makes hosting effortless. Inside, you’ll appreciate elevated finishes like a new backsplash, custom blinds, epoxy-coated garage floors, and abundant storage throughout. Additional upgrades include a whole-home water softener and reverse osmosis system, offering both comfort and quality in daily living. Located in the highly sought-after Epperson community, residents enjoy access to the nation’s first Crystal Lagoon, along with community WiFi, parks, playgrounds, and golf cart-friendly streets—all just minutes from Wesley Chapel’s shopping, dining, and top-rated schools. This is the opportunity to own a newer construction home with upgrades already complete—without the wait.

Features

  • Rooms: 3
  • Bedrooms: 5
  • Baths: 4 full / 1 half
  • Laundry: Inside, Laundry Room, Other, Upper Level
  • Year Built: 2023
  • Garage: 3-car Driveway, Other
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,975
  • Acreage: 0.17
  • Est. Taxes: $13,250
  • HOA Fee: $274 Quarterly
  • Lot Desc: Sidewalk
  • Elem. School: Watergrass Elementary-PO
  • Middle School: Thomas E Weightman Middle-PO
  • High School: Wesley Chapel High-PO
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: TB8494878
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/TB8494878/32265conchshellsailstreet_wesleychapel_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/18/2026 12:37:56 PM)
Listing courtesy of AGILE GROUP REALTY   Phone: 813-569-6294

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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32265 CONCHSHELL SAIL STREET, Wesley Chapel, FL, 33545

$675,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $540,000 $540,000 $540,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.304% 5.648%
Monthly Tax Payment $1,104 $1,104 $1,104
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,194 $3,281 $4,377
Total Monthly Payment $4,390 $4,477 $5,573

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.