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Presented by
Lisa Hall Babcock |
3701 39TH STREET W, Bradenton, FL, 34205 | $180,000
Welcome to sought-after Cortez Villas Section 11, one of West Bradenton’s most established and well-maintained 55+ communities—now offering an incredible opportunity at just $180, 000! This spacious end-unit villa features one of the largest floorplans in Cortez Villas, with 2 bedrooms PLUS a den/study with full closet, ideal for a guest room, home office, hobby room, or possible third sleeping space.
Inside, you’ll love the light and bright open feel created by vaulted ceilings and additional end-unit windows. The flexible layout lives comfortably year-round while also making an ideal Florida winter retreat. Major updates include a NEW A/C SYSTEM (2025) and water heater (2014), offering added value and peace of mind. The kitchen has been refreshed from prior updates, and some furnishings may convey for buyer convenience.
Enjoy easy, low-maintenance living with two assigned parking spaces directly outside your door, plus close proximity to the heated community pool and clubhouse. The affordable $479/month HOA fee includes exterior maintenance, grounds care, cable, internet, water, sewer, trash, and community amenities—with NO current assessments.
Located in the heart of West Bradenton, this villa is just minutes from Anna Maria Island beaches, shopping, restaurants, medical facilities, GT Bray Park, and everyday conveniences. Whether you’re searching for an affordable Florida retirement home, seasonal residence, or full-time low-maintenance lifestyle near the Gulf Coast, this property delivers exceptional value in a stable community.
Affordable villas near the beach at this price are becoming harder to find—schedule your private showing today!
Features
- Heating: Central
- Cooling: Central Air
- Levels: 1
- Amenities: Cable TV, Clubhouse, Pool
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
- Complex: CORTEZ VILLAS CONDO 11 PH B
- Year Built: 1980
- Approx Sq. Feet: 1,272
- Est. Taxes: $3,364
- Condo Fee: $479 Monthly
- Lot Desc: Corner Lot, City Lot, Landscaped, Near Public Transit
- View: Garden
- Adult Communities: Yes
- Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: A4667988
- Days on Market: 220 days
- Website: https://www.raveis.com
/prop/A4667988/370139thstreetw_bradenton_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Lisa Hall BabcockSales Associate
Lisa.HallBabcock@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69957
914.260.5535
Mace.Rattet@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69244
914.260.2006
Francine.Silberman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeInsurance Sales Director, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3701 39TH STREET W, Bradenton, FL, 34205
$180,000
Lisa Hall Babcock
Sales Associate
William Raveis Real Estate
Phone: 203.227.4343
Lisa.HallBabcock@raveis.com
Mace L. Rattet
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
Francine Silberman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $144,000 | $144,000 | $144,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $280 | $280 | $280 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $887 | $909 | $1,196 |
| Total Monthly Payment | $1,242 | $1,264 | $1,551 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388