16620 KERRY HILLS LANE, Spring Hill, FL, 34610 | $389,990

Move-in ready 2-bedroom, 2-bathroom with a bonus room (3rd bedroom, den, or office) block home on nearly 2 acres of agriculturally zoned land in Spring Hill, Florida — no HOA, no CDD, and located in FEMA Flood Zone X (no flood insurance required). Purchase this slice of country heaven with 0% down, as its located in an USDA financing eligible area!
Set on a quiet cul-de-sac road in Spring Hill's 34610 corridor, this solid block construction home delivers the space, privacy, and rural flexibility that's hard to find at this price point. The split-bedroom floor plan features wood-grain tile flooring throughout the main living areas, a kitchen equipped with stainless steel appliances and a gas range powered by an owned exterior propane tank, and a fully insulated bonus room with paneled walls, finished ceiling, and sealed flooring — usable year-round as a third bedroom, home office, or den.
The primary bedroom includes a spacious walk-in closet and an attached private bathroom. A brand new central A/C system will be installed prior to closing. Roof 2009 and in great shape!. The home is serviced by a private well and septic system — no monthly water or sewer bills.
Outside, the nearly 2-acre agriculturally zoned lot is fully fenced, mostly cleared, and ready for the rural lifestyle you've been looking for. Bring your chickens, goats, RVs, boats, and equipment — there's room for all of it. The paved driveway with adjacent gravel parking area gives you flexibility for vehicles, trailers, and toys. An oversized attached garage (421 sq ft) with washer and dryer hookups — appliances convey — plus a detached 10x12 storage shed handle your storage and hobby needs. Mature landscaping frames the property, and the custom fire pit anchors the backyard as a private outdoor retreat, whether you're hosting or unwinding on a quiet evening.
This single-family neighborhood — no mobile homes permitted — which protects the character and long-term value of the surrounding properties, a meaningful distinction in this part of Pasco County.
Zoned for Shady Hills Elementary School and Crews Lake Middle School, with Hudson High School serving the area. Minutes from Mariner Blvd, US-41, and the Suncoast Parkway, with easy access to Land O' Lakes, Wesley Chapel, and Tampa Bay's full range of shopping, dining, and employment corridors. Weeki Wachee Springs State Park and Anderson Snow Park are both within a short drive, and Florida's Gulf Coast beaches are roughly 45 minutes away. If you've been searching for land, privacy, and a move-in ready home with room to actually live — this one delivers.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Garage
  • Style: Ranch
  • Year Built: 1990
  • Garage: 1-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 1,620
  • Acreage: 1.8
  • Est. Taxes: $1,265
  • Lot Desc: In County, Oversized Lot
  • View: Trees/Woods
  • Elem. School: Shady Hills Elementary-PO
  • Middle School: Crews Lake Middle-PO
  • High School: Hudson High-PO
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: W7884659
  • Days on Market: 29 days
  • Website: https://www.raveis.com
    /prop/W7884659/16620kerryhillslane_springhill_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/16/2026 2:41:20 AM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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16620 KERRY HILLS LANE, Spring Hill, FL, 34610

$389,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $311,992 $311,992 $311,992
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $105 $105 $105
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,796 $1,998 $2,591
Total Monthly Payment $1,976 $2,178 $2,771

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.