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Presented by
Sable Homes Metro-West |
Situated on a beautifully landscaped 0. 25-acre lot, this split-level home offers privacy and an easy-flow layout ideal for everyday living and entertaining. A custom paver walkway creates a welcoming first impression, while the private backyard and expansive deck provide the perfect setting for outdoor gatherings or quiet relaxation. Inside, the home features an eat-in kitchen with stainless steel appliances, granite countertops, and custom wood cabinetry, complemented by large skylights that bring in abundant natural light. The layout includes a formal living room and comfortable living spaces, all enhanced by hardwood floors throughout, with ceramic tile in the kitchen and den. Additional highlights include natural gas for heating and cooking and the outdoor grill, a roof approximately 10 years old, a new hot water heater, and new washer and dryer. Thoughtful updates and solid construction provide a strong foundation while still offering room to personalize. Located within the Town of Smithtown, residents enjoy access to parks, playgrounds, beaches, a well-regarded library system, and a wide range of amenities, all just minutes from shopping and major highways. Positioned in the Commack school district, this home offers a strong combination of lifestyle, location, and long-term value.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$759,000
Sales Associates
William Raveis Real Estate
Phone: 508.733.8935
SableHomesMetroWest@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 781.490.5670
Andrew.vanDyk@raveis.com
NMLS Mortgage Loan Originator ID 23716
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $607,200 | $607,200 | $607,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $1,001 | $1,001 | $1,001 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,592 | $3,689 | $4,921 |
| Total Monthly Payment | $4,685 | $4,782 | $6,014 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.