4841 RAGGEDY POINT Road, Fleming Island, FL, 32003 | $1,190,000

This beautiful and spacious St. Johns riverfront home offers fantastic direct riverfront views and river access, as well as privacy. Together with the convenience of Fleming Island and with A rated schools, If these are things you are looking for, this is your home! It boasts high ceilings and really large rooms. This home was built for entertaining! It features three bedrooms, three and a half baths, and lots of storage. There is a very large living room with a stone fireplace and an absolutely cavernous great room also with a fireplace, and custom built-ins. The dining room, also, is large enough for the biggest family gatherings and has a built -in China cabinet. The kitchen has granite counters and two pantries one of which is huge. There is also an office with a bath. Outside, the home has extensive decks that have just been painted, all with outstanding views of the river. There is also a covered summer kitchen area. The property also has a dock and while it has had some recent repairs it will need work especially at the end (from past storm damage). The home has never flooded according to the sellers. The land itself is extensive with over three acres. There is the possibility of subdividing into two or even three lots. At any rate, there is plenty of room for additional garages, even an in-law or guest cottage. Bring your boats, trailers and RV! There are lots of possibilities here! It is rare to find a home on Fleming Island that has this much land and this much to offer. Come and see it!

Features

  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup
  • Style: Contemporary
  • Year Built: 1985
  • Garage: 2-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 3,302
  • Acreage: 3.89
  • Est. Taxes: $11,503
  • Lot Desc: Many Trees, Wooded
  • View: River, Trees/Woods, Water
  • Water Front: Yes
  • Elem. School: Paterson
  • Middle School: Green Cove Springs
  • High School: Fleming Island
  • Appliances: Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
  • MLS#: 2139199
  • Days on Market: 26 days
  • Website: https://www.raveis.com
    /eprop/2139199/4841raggedypointroad_flemingisland_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4841 RAGGEDY POINT Road, Fleming Island, FL, 32003

$1,190,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $952,000 $952,000 $952,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.259% 6.183%
Monthly Tax Payment $959 $959 $959
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,631 $5,784 $8,034
Total Monthly Payment $6,715 $6,868 $9,118

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.