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One-level living, a screened porch, and a highly sought-after neighborhood – Cottages at Neely Located in Simpsonville, this 3-bedroom, 2-bath home offers approximately 1, 800 square feet of well-designed space with a layout that combines comfort, functionality, and everyday ease. The open floor plan creates a natural flow between the great room, dining area, and kitchen, enhanced by vaulted and tray ceilings, a gas log fireplace, and abundant natural light. The kitchen is both spacious and practical, featuring granite countertops, a gas cooktop, built-in microwave, walk-in pantry, and ample cabinetry, making it ideal for both daily living and entertaining. The primary suite is located on the main level and serves as a private retreat with a walk-in closet, double sinks, and a walk-in shower. Secondary bedrooms are well-sized and positioned for flexibility, while the main-level laundry room adds convenience. A standout feature is the expansive screened porch, creating an inviting outdoor living space that extends the home’s footprint and offers a comfortable place to relax or gather year-round. The level, fenced yard with in-ground irrigation provides additional outdoor enjoyment with low-maintenance appeal. Additional features include a two-car attached garage, paved driveway, and a security system that conveys. Situated in the desirable Cottages at Neely community with sidewalks and neighborhood lighting, this home is conveniently located near shopping, dining, and everyday essentials in the Simpsonville area. With its combination of single-level living, functional layout, and location in a neighborhood where availability is limited, this home stands out in today’s market.
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Our Executive Mortgage Banker:
$394,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $315,200 | $315,200 | $315,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $145 | $145 | $145 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,865 | $1,941 | $2,574 |
| Total Monthly Payment | $2,085 | $2,161 | $2,794 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.