44 Rock Ridge Road, Westerly, RI, 02891 | $1,999,000

This spectacular scenic opportunity in a highly sought-after waterfront community sitting on an expansive double lot, originally purchased as 2 separate buildable lots, encircling a magnificent view of Dr. Lewis Pond Preserve, with access to the Pond across the street where you can bring a canoe, perched atop a majestic wooded hill for privacy, this 3-level oversized custom-built home with its watch tower boasts soaring cathedral ceilings, an abundance of skylights, floor-to-ceiling windows, over 50 Pella windows, an internal balcony viewing the open Great Room, Jacuzzi Room and Main Entrance, and a grand floor-to-cathedral-ceiling 2-story brick fireplace. A custom-building visionary's paradise, this expansive, unfinished residence presents a rare blank canvas for the discerning buyer to create a custom-made dream home in a dream location. Furthermore, for Water Lovers, the large Winnipaug Pond is at the end of the street. For golf lovers, this beautiful double lot & home w/ its picturesque custom-built bridge is strategically located between 2 golf clubs, top-rated RI 18-hole Winnipaug Country Club and 9-hole Weekapaug Golf Club on Shore Rd. The gross 5004 sq ft/3100 livable sq ft has 4 beds, but lives like an individual 6 bedroom, and 4 full baths, & has 2 Master beds w/ En-suite. Through a potential upgrade to 6 beds & 4398 sq ft using the same 5004 gross sq footprint, a possible market value increase of this home could be envisioned. Proof of funds needed upfront.

Features

  • Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Other,Public Transportation,Recreation Area,Restaurant,Shopping,See Remarks
  • Rooms: 8
  • Bedrooms: 4
  • Baths: 4 full
  • Year Built: 1992
  • Garage: 2-car Built In
  • Heating: Hot Water,Oil
  • Cooling: Central Air
  • Basement: Exterior Entry,Full,Interior Entry,Unfinished
  • Approx Sq. Feet: 3,100
  • Acreage: 0.94
  • Est. Taxes: $7,412
  • Lot Desc: Multiple lots,Paved
  • View: Water
  • Appliances: Water Heater
  • MLS#: 1409641
  • Website: https://www.raveis.com
    /eprop/1409641/44rockridgeroad_westerly_ri?source=qrflyer
Copyright © 2026  State-Wide MLS, Inc. All rights reserved.
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listed by CARTY REALTY   Phone: 401-783-0044

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

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44 Rock Ridge Road, Westerly, RI, 02891

$1,999,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,599,200 $1,599,200 $1,599,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 6.247% 6.058%
Monthly Tax Payment $618 $618 $618
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,955 $9,717 $13,387
Total Monthly Payment $9,698 $10,460 $14,130

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.