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Lakeside Living at Its Finest. . . Discover the perfect blend of comfort, space, and natural beauty at this stunning property on White Sands Lake. This home offers the peace and privacy of country living while keeping you just minutes from local dining, shopping, and top-rated schools. Step inside to find bright open living space, and panoramic views of the lake. This upgraded home you will surely don't want to miss. New paint interior and exterior, bathrooms all new tile showers, vanities, toilets, flooring and lighting. All new kitchen cabinets, appliances, quartz countertop and designer backsplash. New butcher block island with enclosed microwave. New lighting throughout the house including closets. New tile flooring throughout to include porches. New interior doors and hardware. New French doors and picture windows. New drywall and knockdown ceilings. New electrical panel and 50amp RV hook-up, plumbing. New Pella windows Jan 2026. New wood columns and T&G pine ceiling on both porches. Renovation began April 2023. Roof 2022, hot water heater 2022, A/C 2021, current termite bond. Outside plenty of room to spread out, whether space for your RV with power, water, septic hook-up available, boat or garden. Partial fencing. Just a short drive to Gainesville, Palatka and Jacksonville. Ideal for full-time living or weekend getaway.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$335,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $268,000 | $268,000 | $268,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $169 | $169 | $169 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,607 | $1,672 | $2,208 |
| Total Monthly Payment | $1,851 | $1,916 | $2,452 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.