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Welcome to easy, low-maintenance living in this beautifully maintained home located in The Mainlands, a highly desirable 55+ active community. Offering 1, 480 sq ft of comfortable living space, this single-family block home features 2 bedrooms, 2 bathrooms, a 1-car garage, and a versatile bonus room perfect for a den, office, or guest space. From the moment you arrive, the home’s inviting curb appeal stands out with decorative landscape curbing, recently sodded grass, an oversized driveway, and a front porch. The decorative front door with glass storm door creates a bright and welcoming entry. A convenient side walkway leads to a quaint backyard patio—ideal for relaxing outdoors. Inside, the thoughtfully upgraded eat-in kitchen features soft-close cabinets and drawers, pull-out shelving, stainless steel Whirlpool appliances (2019), track lighting, tiled backsplash, and a passthrough window to the Florida Room. The spacious Florida Room adds valuable living space and is complemented by a 5x5 walk-in utility room and 4x4 storage closet. Throughout the home, you’ll find a blend of wide-plank waterproof vinyl flooring / tile in the Kitchen & Bathrooms / Berber carpeting in the Bedrooms, vertical blinds, and ceiling fans for comfort and style. Both bathrooms are designed with comfort-height commodes and vanities. The conveniently located, spacious Bathroom addition includes a walk-in shower. Major updates provide peace of mind, including impact-rated windows, 3-Ton Rheem HVAC system (2022) with an extended warranty, and a new water heater (2025). The extended garage is equally well-equipped, featuring an Amarr impact-rated garage door (2020), Craftsman 1/2 HP garage door opener (2020), Samsung Washer and Dryer (2019), and a convenient utility sink. The affordable monthly Maintenance fee of $485 includes roof repair and replacement, lawn care, exterior painting, water/sewer/trash, reclaimed water irrigation, internet, and two digital cable boxes—providing exceptional value. Mainlands is an active 55+ community offering a clubhouse, heated in-ground pool, shuffleboard courts, and a full calendar of activities. The neighborhood surrounds an 18-hole public golf course and is adjacent to Freedom Lake Park, featuring paved walking trails around two lakes, outdoor fitness equipment, bocce courts, a playground, picnic pavilions, a dog park, and even sailboat racing. Conveniently located near shopping, dining, medical facilities, banking, and cultural and sporting venues. Pet-friendly: 2 pets, 35 lb max. This move-in ready home combines thoughtful upgrades, flexible living spaces, and quality improvements, making it the perfect place to enjoy the Florida lifestyle. Don’t wait - schedule a tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$284,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $227,920 | $227,920 | $227,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.650% | 5.866% |
| Monthly Tax Payment | $237 | $237 | $237 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,385 | $1,441 | $1,877 |
| Total Monthly Payment | $1,697 | $1,753 | $2,189 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.